Compare Bank & Credit Union Rates
Best savings rates in Lansing, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lansing, MI
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Consumers Professional Credit UnionMoney Management AccountsMoney Management Accounts · $2,500 min · 1.01%–1.36% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Dividend is paid monthly. Interest rates are a variable rate. Minimum balance of $2,500 with 3 total tiers. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
Offer: Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Accounts Balance APY $2,500 – $4,999 1.01% $5,000 – $14,999Your amount 1.26% $15,000 and up 1.36% Rate checked
More details - Consumers Professional Credit UnionMoney Management AccountSavings · $2,500 min · 1.01%–1.36% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: The Money Management account is a great option for savings with a lower required balance to earn dividends. Dividend is paid monthly. Interest rates are a variable rate. The Money Management account has a minimum balance of $2,500 with 3 total tiers. Minimum balance to obtain APY is $5,000.00.
Offer: Tier 1. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $4,999 1.01% $5,000 – $14,999Your amountTier 2. 1.26% $15,000 and upTier 3. 1.36% Rate checked
More details - Consumers Professional Credit UnionDiamond Money FundSavings · $5,000 min · 1.26%–1.76% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: By opening a Diamond Money Account, members are able to keep their funds liquid yet earn an Annual Percentage Yield (APY) that is typically higher than the Prime Share Account. The Diamond Fund has a minimum balance of $5,000 with 5 total tiers. Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
Offer: Compounded/Credited Monthly. Minimum balance to obtain APY is $5,000.00.
1.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Diamond Money Fund Balance APY $5,000 – $14,999Your amount 1.26% $15,000 – $24,999 1.36% $25,000 – $49,999 1.46% $50,000 – $99,999 1.56% $100,000 and up 1.76% Rate checked
More details - 1.25%APY$125 a year on $10,000intro rate
Requirements
Product: Higher dividend paid monthly; additional deposits allowed at any time.
Offer: Valid through 10/11/2026.
Promotional rate
Rate by balance
Rate by balance for IMMA Balance APY $2,000 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and up 1.40% $50,000 and up 1.50% $100,000 and up 2.15% $500,000 and up 2.65% $1,000,000 and up 3.50% $2,000,000 and up 3.50% $5,000,000 and up 3.50% Rate checked
More details - MSU Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,000 min · 1.25%–1.85% by balance
Credit union · 2 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: Dividends are calculated daily and paid monthly on balances of $2,000 or more. A monthly fee of $5.00 applies if the balance falls below $2,000. No debit card required and paper statements are optional. Membership in MSUFCU requires opening a Spartan Saver account with a $5 opening deposit.
Offer: Tier 1 rate. $5 monthly fee applies if balance falls below $2,000. Valid thru 10/11/2026.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,000 and up 1.25% $10,000 and upYour amountTier 2 rate. 1.25% $50,000 and upTier 3 rate. 1.50% $100,000 and upTier 4 rate. 1.85% Rate checked
More details - Adventure Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.00%–2.53% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: All those who live, work, worship or attend school in the State of Michigan are eligible to join. $0 minimum deposit to open account. Dividends are compounded daily and paid monthly. $5,000 minimum balance required to earn dividends. Single Account Minimum Balance fee of $5.00 monthly applies if balance < $500 with no other relationship.
Offer: Variable rate. All deposited funds earn the rate for the tier.
1.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 – $250,000 2.27% $250,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - First National Bank of MichiganFirst Growth Money MarketFirst Growth Money Market · $100 min · 0.15%–1.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: A minimum monthly balance of $10,000 is required to avoid fees.
Offer: APY is based on a $2,500 balance for 12 months. A minimum monthly balance of $10,000 is required to avoid fees.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for First Growth Money Market Balance APY Up to $9,999 0.15% $10,000 – $49,999Your amount 0.25% $50,000 – $99,999 0.35% $100,000 – $249,999 0.50% $250,000 and up 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Every member of CPCU maintains a Prime Share Account with a par value of $25.00. This is your share of credit union ownership and entitles you to a vote at the annual meeting. The minimum balance required to earn dividends is $50.00.
Offer: Compounded/Credited Quarterly. Minimum balance to obtain APY is $50.00.
0.20% interest rate
Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $2,500 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends credited monthly. Maintain a $2,500 average daily balance to earn dividends. No monthly service fees. Rates are variable and subject to change at any time without notice. Fees may reduce earnings.
Offer: Rates are variable and subject to change at any time without notice. Fees may reduce earnings. Maintain a $2,500 average daily balance to earn dividends.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Basic savings account included with credit union membership. Minimum balance required to open account is $5. Dividends are paid quarterly.
Offer: Minimum balance to earn interest is $0.01. Dividends are paid quarterly.
0.10% interest rate · Effective Nov 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Earn interest on accounts over $50. No monthly fees when you select eStatements. Membership qualification applies ($5 donation to Special Olympics Michigan or live/work in eligible MI/IN areas).
Offer: $25 minimum opening deposit. Interest earned on accounts over $50. No monthly fees with eStatements.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum monthly balance of $300 required to avoid fees; $300 minimum balance waived for minors. APY is based on a $2,500 balance for 12 months.
Offer: A minimum monthly balance of $300 is required to avoid fees (waived for minors). APY is based on a $2,500 balance for 12 months.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lansing, MI
41 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Lansing, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 3 branches
- CASE Credit UnionCredit union · 5 branches
- LAFCUCredit union · 8 branches