Credit union · NCUA insured
Isabella Community Credit Union Savings Rates
Isabella Community Credit Union’s best savings rate is 1.10% APY on $10,000, with its Insured Money Market Savings Account. Rates checked October 16, 2026.
How Isabella Community Credit Union’s savings rates compare
Compared with banks and credit unions near Mount Pleasant, MI, where Isabella Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Isabella Community Credit Union
1.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $110
Insured Money Market Savings Account
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Members First Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $300
Isabella Community Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Isabella Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Insured Money Market Savings Account
1.10%APY
$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. Rates are subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 0.00% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $2,000 – $24,999$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 1.10% | $110 | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $25,000 – $49,999$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 1.40% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $50,000 – $99,999$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 1.70% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $100,000 – $250,000$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 2.00% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $250,000 – $500,000$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 2.20% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
| $500,000 and up$2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. | 2.60% | — | $2,000.00 minimum balance required. Interest is compounded and credited monthly. No annual maintenance fees. |
Premium Savings Account
0.15%APY
No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $1000.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $1000.00.Any balance | 0.15% | $15 | No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $1000.00. |
Membership Savings Account
0.10%APY
$5.00 minimum balance required for membership. Dividends are paid on balances over $100.00, excluding youth accounts. No annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid on balances over $100.00, excluding youth accounts. $5.00 minimum balance required for membership. No annual maintenance fees.Any balance | 0.10% | $10 | Dividends are paid on balances over $100.00, excluding youth accounts. $5.00 minimum balance required for membership. No annual maintenance fees. |
Sub-Savings Accounts
0.10%APY
No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00.Any balance | 0.10% | $10 | No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00. |
Special-purpose accounts
Health Savings Account (HSA)
0.25%APY
HSA eligibility required (must have an HSA-eligible high deductible health plan, cannot be covered by another health plan, cannot be enrolled in Medicare, cannot be claimed as a dependent). No annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceHSA eligibility required. No annual maintenance fees.Any balance | 0.25% | $25 | HSA eligibility required. No annual maintenance fees. |
Individual Retirement Account (IRA) Savings Account
0.25%APY
No minimum balance or minimum deposit requirement. No annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance or minimum deposit requirement. No annual maintenance fees.Any balance | 0.25% | $25 | No minimum balance or minimum deposit requirement. No annual maintenance fees. |
Sources (1)
- iccuonline.com/current-rates · captured Oct 5, 2026
Christmas Savings Account
0.10%APY
Christmas Savings balances are transferred on November 1st of each year. Dividends are paid on balances over $100.00. No minimum balance required. No annual maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceChristmas Savings balances are transferred on November 1st of each year. Dividends are paid on balances over $100.00. No minimum balance required. No annual maintenance fees.Any balance | 0.10% | $10 | Christmas Savings balances are transferred on November 1st of each year. Dividends are paid on balances over $100.00. No minimum balance required. No annual maintenance fees. |
Vacation Savings Account
0.10%APY
No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00.Any balance | 0.10% | $10 | No minimum balance required. No withdrawal penalties, minimum balances, or annual maintenance fees. Dividends are compounded quarterly and paid on balances over $100.00. |
Who can join Isabella Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives or works in Isabella County or one of the surrounding counties (Clare, Gladwin, Gratiot, Midland, Montcalm, Mecosta, and Osceola).
Family and household
- Eligibility is open to anyone who is related to a current ICCU member.
Cost to join
- A $5.00 deposit is required to open a savings account for membership.
Membership information collected October 5, 2026.