Credit union · NCUA insured
United Churches Credit Union Savings Rates
United Churches Credit Union’s best savings rate is 0.15% APY on $10,000, with its High Yield Share Account. Rates checked October 16, 2026.
How United Churches Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where United Churches Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
United Churches Credit Union
0.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
High Yield Share Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
United Churches Credit Union savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where United Churches Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Share Account
0.15%APY
Offers a higher dividend rate while allowing flexible withdrawals. Requires a minimum balance of $2,500 to open. Deposits may be made in any increment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends are paid monthly and based on average daily balance.$2,500 and up | 0.15% | $15 | Dividends are paid monthly and based on average daily balance. |
Sources (2)
All captured Oct 16, 2026
Share (Savings) Account
0.05%APY
Regular share accounts require a $10 minimum balance to maintain membership. Prevailing dividend earned if average daily balance is $100.00 or more. Deposits may be made in any increment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid monthly and based on average daily balance. $100.00 minimum balance required to obtain dividends on regular share account.$100 and up | 0.05% | $5 | Dividends are paid monthly and based on average daily balance. $100.00 minimum balance required to obtain dividends on regular share account. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Share Account
0.25%APY
Traditional and Roth IRA programs are available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceIRA dividends paid quarterly and based on average daily balance.Any balance | 0.25% | $25 | IRA dividends paid quarterly and based on average daily balance. |
Sources (2)
All captured Oct 16, 2026
Who can join United Churches Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.