Soo Co-Op CU Savings & Money Market Rates

How Soo Co-Op CU’s savings rates compare

Compared with banks and credit unions near Sault Ste. Marie, MI, where Soo Co-Op CU has the most branches. $10,000, best rate first.

This credit union’s best
Soo Co-Op CU
0.50%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$50
Money Market Shares
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
Limestone FCU
1.30%APY
Requires
None
Minimum
$10,000
Earns on $10,000 a year
$130
Limestone FCU rates

Compare savings rates near you →

Savings score

Higher than 47% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.15%
$10,000 balance$10,0000.50%
$100,000 balance$100,0001.00%
QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Soo Co-Op CU ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Shares

0.50%APY

Dividends are compounded daily and paid monthly. $10,000.00 minimum balance requirement to receive increased dividend; if balance falls below $10,000.00, the dividend rate will be equivalent to the Regular Savings Account. Rates may change any time after account is opened.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000If balance falls below the $10,000.00 minimum, the dividend will be equivalent to the Regular Savings Account. Rate may change any time after account is opened.	0.15%	—	If balance falls below the $10,000.00 minimum, the dividend will be equivalent to the Regular Savings Account. Rate may change any time after account is opened.
$10,000 – $50,000Requires $10,000.00 minimum balance. Rate may change any time after account is opened.	0.50%	$50	Requires $10,000.00 minimum balance. Rate may change any time after account is opened.
$50,000 – $100,000Requires $10,000.00 minimum balance. Rate may change any time after account is opened.	0.75%	—	Requires $10,000.00 minimum balance. Rate may change any time after account is opened.
$100,000 and upRequires $10,000.00 minimum balance. Rate may change any time after account is opened.	1.00%	—	Requires $10,000.00 minimum balance. Rate may change any time after account is opened.

Sources (2)

All captured Oct 5, 2026

Primary Savings

0.15%APYPromotional$5 to open

Dividend paid through June 30, 2026.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upDividend paid through June 30, 2026.$5 and up	0.15%	$15	Dividend paid through June 30, 2026.

Sources (1)

soocoop.com/savings-accounts · captured Oct 5, 2026

Special-purpose accounts

IRA-Variable

1.00%APYIRAPromotional

Rate may change any time after account is opened. Dividend paid through June 30, 2026.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceDividend rate 1.000%, APY 1.000%. Rate may change any time after account is opened. Dividend paid through June 30, 2026.Any balance	1.00%	$100	Dividend rate 1.000%, APY 1.000%. Rate may change any time after account is opened. Dividend paid through June 30, 2026.

Sources (1)

soocoop.com/savings-accounts · captured Oct 5, 2026

Who can join Soo Co-Op CU

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Open to persons whose residence, employment, place of religious worship, real estate ownership, or school attendance is in the State of Michigan.

Family and household

Open to any immediate relatives of current Soo Co-op Credit Union members.

Cost to join

Establishing membership requires maintaining a minimum balance of at least $5.00 in a basic savings account.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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