Compare Bank & Credit Union Rates
Best savings rates in Dearborn, MI
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dearborn, MI
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Chief Financial Credit UnionMoney Market AccountMoney Market Account · $500 min
Credit union · 1 branch
3.65%APY$365 a year on $10,000intro rateRequirements
Product: Membership eligibility is required to open an account. Compounded monthly.
Offer: Variable-rate account; rate may change at any time after account opening. Minimum daily balance of $500 required to obtain stated APY. Members forfeit dividends if account is closed before accrued dividends post.
Promotional rate · 3.59% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - TRUE Community Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.05%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Intended for personal savings purposes. One High-Yield Savings Account per SSN. Available to new and current members. Membership eligibility and account approval required. Deposits are insured up to $250,000 by NCUA, with an additional $250,000 insured by ESI for balances over NCUA limits.
Offer: Applies to balances up to $100,000. No monthly maintenance fees. No minimum balance required to open.
3.20% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $100,000Your amount 3.25% Over $100,000 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - University of Michigan Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.55%–1.16% by balance
Credit union · 1 branch
1.06%APY$106 a year on $10,000Requirements
Product: Variable rate account. Rate may change after account is opened. Minimum balance of $500.00 required to avoid a $5.00 monthly maintenance fee. Third-party transfers limited to six per month.
Offer: Monthly maintenance fee of $5.00 waived if minimum daily balance of $500 is maintained. Earns monthly interest on balances of $2,000 or more.
0.55% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $5,000 0.55% $5,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.06% $25,000 and up 1.16% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit 1 account per Social Security number.
Offer: When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account (at least 12 debit card purchases post and settle, receive eStatements, and log into online banking each monthly qualification cycle).
Qualified rate · 0.99% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the state of Michigan, or immediate family/household members of an eligible member. Minimum of $2,500 to open the account. Must maintain at least $2,500 to earn dividends. Dividends are calculated using daily balance, paid and compounded monthly. Dividend rate is subject to change at any time.
0.60% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 – $9,999 0.60% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.90% $50,000 – $74,999 1.10% $75,000 – $99,999 1.25% $100,000 – $249,999 1.60% $250,000 – $499,999 1.70% $500,000 and up 1.85% Rate checked
More details - TRUE Community Credit UnionSuper Cash Money MarketSuper Cash Money Market · $0 min · 0.00%–0.70% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. Tiered rates based on balance.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Super Cash Money Market Balance APY Up to $2,000 0.00% $2,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Maintain a $200.00 minimum daily balance to earn interest and avoid fees. A flat $5.00 quarterly service fee applies if the average daily balance is not attained; fee waived for minors under age 18 and customers age 60 and over. Interest compounded and paid quarterly. Variable rate subject to change after opening.
Offer: Must maintain a minimum daily balance of $200.00 to earn interest and avoid fees. $5.00 quarterly service fee if average daily balance is not attained (waived for minors under 18 and customers 60 and over).
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - Zeal Credit UnionMoney MarketMoney Market · $5,000 min · 0.30%–0.70% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: All Zeal Money Market accounts are subject to a low $6 monthly service fee, with a $5,000 balance required to avoid a minimum balance fee. Maximum 6 remote transactions/checks per month.
Offer: Dividends paid monthly; $5,000 balance required to avoid minimum balance fee.
$6 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 – $500,000 0.60% $500,000 and up 0.70% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Earn daily dividends, paid monthly. Members are permitted to make six remote (online, preauthorized, telephone transfer, auto transfer) withdrawals per month.
Offer: Earn daily dividends, paid monthly. Maximum of 6 remote withdrawals per month.
Effective Oct 1, 2026
Rate checked
More details - Alliance Catholic Credit UnionMoney Market Savings AccountMoney Market Savings Account · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: There's no minimum balance required to open it. Limit of up to six (6) electronic transfers per month. Dividends are compounded and paid monthly.
Offer: Average Daily Balance Required to Earn Dividends: $0.00 – $2,499.99. Dividend Frequency: Monthly.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $2,500 0.00% $2,500 – $20,000Your amount 0.15% $20,000 – $75,000 0.20% $75,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dearborn, MI
49 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.48%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.05%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches