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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in Michigan

Showing 1–25 of 199 scored

  1. Top Carrot, Carrot Score 99
    Settlers Federal Credit UnionCDs 73 · Savings 82 · Auto 99 · Cards 93

    Credit union · 2 branches

    99Carrot Score#1 in Michigan
  2. Top Carrot, Carrot Score 98
    Chief Financial Credit UnionCDs 89 · Savings 97 · Auto 94

    Credit union · 4 branches

    98Carrot Score#2 in Michigan
  3. Top Carrot, Carrot Score 98
    Meijer Credit UnionCDs 89 · Savings 95 · Auto 93 · Cards 74

    Credit union · 3 branches

    98Carrot Score#3 in Michigan
  4. Top Carrot, Carrot Score 98
    Dow Credit UnionCDs 99 · Savings 94 · Auto 73 · Cards 80

    Credit union · 2 branches

    98Carrot Score#4 in Michigan
  5. Top Carrot, Carrot Score 96
    Extra Credit UnionCDs 92 · Savings 87 · Auto 94 · Cards 83

    Credit union · 2 branches

    96Carrot Score#5 in Michigan
  6. Top Carrot, Carrot Score 94
    Port City Credit UnionCDs 75 · Savings 88 · Auto 94 · Cards 88

    Credit union · 1 branch

    94Carrot Score#6 in Michigan
  7. Top Carrot, Carrot Score 94
    Christian Financial Credit UnionCDs 93 · Savings 86 · Auto 83 · Cards 89

    Credit union · 12 branches

    94Carrot Score#7 in Michigan
  8. Top Carrot, Carrot Score 94
    United Financial Credit UnionCDs 89 · Savings 89 · Auto 86 · Cards 60

    Credit union · 9 branches

    94Carrot Score#8 in Michigan
  9. Top Carrot, Carrot Score 94
    Lake Huron Credit UnionCDs 92 · Savings 77 · Auto 89 · Cards 84

    Credit union · 3 branches

    94Carrot Score#9 in Michigan
  10. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionCDs 88 · Savings 95 · Auto 69 · Cards 72

    Credit union · 2 branches

    93Carrot Score#10 in Michigan
  11. Top Carrot, Carrot Score 93
    People Driven Credit UnionCDs 89 · Savings 94 · Auto 87 · Cards 66

    Credit union · 5 branches

    93Carrot Score#11 in Michigan
  12. Top Carrot, Carrot Score 93
    U.P. State Credit UnionCDs 88 · Savings 80 · Auto 97 · Cards 87

    Credit union · 6 branches

    93Carrot Score#12 in Michigan
  13. Top Carrot, Carrot Score 93
    CIBC Bank USACDs 89 · Savings 97

    Bank · 1 branch

    93Carrot Score#13 in Michigan
  14. Top Carrot, Carrot Score 93
    Directions Credit UnionCDs 89 · Savings 89 · Auto 73 · Cards 82

    Credit union · 3 branches

    93Carrot Score#14 in Michigan
  15. Top Carrot, Carrot Score 93
    Community Focus Federal Credit UnionCDs 89 · Savings 75 · Auto 89 · Cards 73

    Credit union · 4 branches

    93Carrot Score#15 in Michigan
  16. Top Carrot, Carrot Score 93
    Polish-American FCUCDs 87 · Savings 85 · Auto 82 · Cards 97

    Credit union · 2 branches

    93Carrot Score#16 in Michigan
  17. Top Carrot, Carrot Score 93
    Sunrise Family Credit UnionCDs 94 · Savings 80 · Auto 77 · Cards 88

    Credit union · 3 branches

    93Carrot Score#17 in Michigan
  18. Top Carrot, Carrot Score 92
    Health Advantage Credit UnionCDs 95 · Savings 81 · Auto 87 · Cards 84

    Credit union · 2 branches

    92Carrot Score#18 in Michigan
  19. Top Carrot, Carrot Score 92
    Genisys Credit UnionCDs 98 · Savings 88 · Auto 83 · Cards 84

    Credit union · 30 branches

    92Carrot Score#19 in Michigan
  20. Top Carrot, Carrot Score 92
    Lenco Credit UnionCDs 80 · Savings 88 · Auto 80 · Cards 93

    Credit union · 2 branches

    92Carrot Score#20 in Michigan
  21. Top Carrot, Carrot Score 92
    North Central Area Credit UnionCDs 92 · Savings 89 · Auto 73 · Cards 88

    Credit union · 7 branches

    92Carrot Score#21 in Michigan
  22. Top Carrot, Carrot Score 91
    Cornerstone Community Financial Credit UnionCDs 92 · Savings 61 · Auto 88 · Cards 81

    Credit union · 7 branches

    91Carrot Score#22 in Michigan
  23. Top Carrot, Carrot Score 91
    Ukrainian Selfreliance MI FCUCDs 82 · Savings 84 · Auto 93 · Cards 87

    Credit union · 2 branches

    91Carrot Score#22 in Michigan
  24. Top Carrot, Carrot Score 91
    Aeroquip CUCDs 71 · Savings 84 · Auto 86 · Cards 95

    Credit union · 3 branches

    91Carrot Score#24 in Michigan
  25. Top Carrot, Carrot Score 91
    KCCUCDs 89 · Savings 93 · Auto 81 · Cards 88

    Credit union · 14 branches

    91Carrot Score#25 in Michigan

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 81 of the 280 institutions with a branch in Michigan have too few rates published or captured to score. Rankings are a preview, not awards.