Compare Bank & Credit Union Rates
Best savings rates in Worcester, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Worcester, MA
- 2.02%APY$202 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Bump rate. Requires qualifying activities within monthly statement cycle: set up and maintain Automatic Loan Payment to Mortgage from Country Bank Checking, receive Direct Deposit into Checking, and sign up for eStatements on Checking and Home Savings.
Qualified rate · 2.00% interest rate
Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Qualifying rate on balances up to $100,000.00 when Incredible Interest Checking qualifications are met. Minimum to earn dividend is $3.00.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · Effective Jul 31, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds. Withdrawals require presentation of the passbook.
1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds.
Promotional rate · 1.44% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.45%APY$145 a year on $10,000
Requirements
Product: All accounts subject to approval. Four interest rate tier options available.
Offer: All accounts subject to approval. Four interest rate tier options available.
No monthly fee
Rate checked
More details - 1.25%APY$125 a year on $10,000
1.23% interest rate · Effective Sep 25, 2026
Rate checked
More details - 1.10%APY$110 a year on $10,000
Requirements
Product: No minimum balance, no monthly fees. Unlimited deposits. Up to 3 free covered withdrawals or transfers per month ($10.00 fee per excess withdrawal/transfer). Variable rate account, rates subject to change.
Offer: Dividends compounded and credited quarterly. Up to 3 covered transactions/transfers per month ($10.00 fee per excess withdrawal/transfer).
1.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Central One Federal Credit UnionTiered Money MarketTiered Money Market · $0 min · 1.05%–1.60% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account. If balance is within a particular tier, the rate specified for that tier applies to the full balance in the account. No monthly service charge. One free withdrawal/transfer per month ($10.00 fee per excess withdrawal/transfer).
Offer: Tier rate applies to the full balance. Dividends compounded and credited quarterly.
1.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $10,000 1.05% $10,000 – $50,000Your amount 1.10% $50,000 – $100,000 1.20% $100,000 and up 1.60% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - UniBankTiered Rate Money Market AccountTiered Rate Money Market Account · $10 min · 0.10%–1.60% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Personal accounts only.
0.10% interest rate
Rate by balance
Rate by balance for Tiered Rate Money Market Account Balance APY Up to $2,500 0.10% $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 1.25% $100,000 and up 1.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly fee. Available as individual or joint account. Up to 6 withdrawals per month. Dividends paid monthly on average daily balance.
Offer: Maximum of six (6) withdrawals per month. If balance drops below the minimum, no interest is earned until brought back over the minimum.
No monthly fee
Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Webster First Federal Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.50%–3.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. Qualifying criteria: have a Webster First checking account, at least 1 direct deposit into checking account per month, and at least 5 debit card transactions from checking account per month. No monthly maintenance fees.
Offer: Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking.
Qualified rate · 0.50% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.50% $1,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.26% $50,000 – $100,000 1.77% $100,000 – $250,000 3.00% $250,000 – $500,000 3.25% $500,000 and up 3.50% Rate checked
More details - Cornerstone BankPremier Money MarketPremier Money Market · $1,000 min · 0.25%–2.75% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only.
Offer: Minimum balance to earn APY is $1,000.00.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $50,000Your amount 0.50% $50,000 – $150,000 1.25% $150,000 – $350,000 1.50% $350,000 – $500,000 2.50% $500,000 and up 2.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Worcester, MA
95 accounts at 27 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.90%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- GFA FCUCredit union · 4 branches
- UMassFiveCredit union · 1 branch