Bank · FDIC insured
Middlesex Savings Bank
Top CarrotA $6.1B bank, the 241st largest of 4,207, headquartered in Natick, MA, with 33 branches in Massachusetts. Best rates: CDs 4.10% and savings 1.45% APY.
Middlesex Savings Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#25 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Middlesex Savings Bank
- Headquarters
- 6 Main St, Natick, MA 01760
- FDIC certificate
- 90183 ↗
Branches
33 branches in Massachusetts
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Massachusetts
33 branches
Boston area · 30
- Middlesex Savings BankMain office6 Main St, Natick, MA 01760Directions
- Acton Branch279 Main St, Acton, MA 01720Directions
- Ashland Branch2 W Union St, Ashland, MA 01721Directions
- Bedford Branch186 Great Rd, Bedford, MA 01730Directions
- Bellingham Branch267 Hartford Ave, Bellingham, MA 02019Directions
- Boxborough Branch629 Massachusetts Ave, Boxborough, MA 01719Directions
- Wayland Branch150 Commonwealth Rd, Cochituate, MA 01778Directions
- Concord Branch64 Main St, Concord, MA 01742Directions
- Framingham Branch899 Edgell Rd, Framingham, MA 01701Directions
- Route 9 Framingham Branch598 Worcester Rd, Framingham, MA 01702Directions
- Franklin Branch1000 Franklin Village Dr, Franklin, MA 02038Directions
- Groton Branch112 Boston Rd, Groton, MA 01450Directions
- Holliston Branch830 Washington St, Holliston, MA 01746Directions
- Hopkinton Branch10 Main St, Hopkinton, MA 01748Directions
- Hudson Branch177 Broad St, Hudson, MA 01749Directions
- Littleton Branch308 Great Rd, Littleton, MA 01460Directions
- Maynard - Digital Way Branch7 Digital Way, Maynard, MA 01754Directions
- Powdermill Branch72 Powder Mill Rd, Maynard, MA 01754Directions
- Medfield Branch495 Main St, Medfield, MA 02052Directions
- Medway Branch81 Main St, Medway, MA 02053Directions
- Millis Branch36a Milliston Rd, Millis, MA 02054Directions
- Needham Branch50 Chestnut St, Needham, MA 02492Directions
- Sherborn Branch31 N Main St, Sherborn, MA 01770Directions
- Sherborn Branch31 N Main St, Sherborn, MA 01770Directions
- Sudbury Branch454 Boston Post Rd, Sudbury, MA 01776Directions
- Walpole Branch657 Main St, Walpole, MA 02081Directions
- Wayland Branch1 Andrew Ave, Wayland, MA 01778Directions
- Wellesley Branch278 Washington St, Wellesley, MA 02481Directions
- West Concord Branch1208 Main St, West Concord, MA 01742Directions
- Westford Branch160 Littleton Rd, Westford, MA 01886Directions
Worcester area · 3
- Southborough Branch162 Cordaville Rd, Southborough, MA 01772Directions
- Westborough Branch65 E Main St, Westborough, MA 01581Directions
- Worcester Branch286 Grove Street, Worcester, MA 01605Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.44% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.33% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.72% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $73 | $88 | — |
- CapitalLeverage ratio13.44%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.33%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.72%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$73Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Middlesex Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.