Bank · FDIC insured
Cornerstone Bank Savings Rates
Cornerstone Bank’s best savings rate is 0.50% APY on $10,000, with its Premier Money Market. Rates checked October 15, 2026.
How Cornerstone Bank’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where Cornerstone Bank has the most branches. $10,000, best rate first.
This bank’s best
Cornerstone Bank
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Premier Money Market
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
Cornerstone Bank savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cornerstone Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Minimum balance to earn APY is $0.01. | 0.05% | — | Minimum balance to earn APY is $0.01. |
| $5,000 and upMinimum balance to earn APY is $0.01. | 0.10% | $10 | Minimum balance to earn APY is $0.01. |
Premier Savings
0.10%APY
Exclusively available to customers with an active Premier Checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upRequires an active Premier Checking account.$10 and up | 0.10% | $10 | Requires an active Premier Checking account. |
Special-purpose accounts
Premier Money Market
0.50%APY
For applicants under the age of 18, this account is available to be opened with a Parent or Guardian in a branch only.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Minimum balance to earn APY is $1,000.00. | 0.25% | — | Minimum balance to earn APY is $1,000.00. |
| $10,000 – $50,000Minimum balance to earn APY is $1,000.00. | 0.50% | $50 | Minimum balance to earn APY is $1,000.00. |
| $50,000 – $150,000Minimum balance to earn APY is $1,000.00. | 1.25% | — | Minimum balance to earn APY is $1,000.00. |
| $150,000 – $350,000Minimum balance to earn APY is $1,000.00. | 1.50% | — | Minimum balance to earn APY is $1,000.00. |
| $350,000 – $500,000Minimum balance to earn APY is $1,000.00. | 2.50% | — | Minimum balance to earn APY is $1,000.00. |
| $500,000 and upMinimum balance to earn APY is $1,000.00. | 2.75% | — | Minimum balance to earn APY is $1,000.00. |
Moola Kids Savings
0.05%APY
Must be 17 years old or younger to open; must be opened at a branch location. Converts to Statement Savings at age 18.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Available for balances up to $500.00; minimum balance of $0.01 required to earn stated APY. | 2.50% | — | Available for balances up to $500.00; minimum balance of $0.01 required to earn stated APY. |
| Over $500Available for balances over $500.00; minimum balance of $500.01 required to earn stated APY. | 0.05% | $5 | Available for balances over $500.00; minimum balance of $500.01 required to earn stated APY. |
Sources (3)
- cornerstonebank.com/bank/personal/moola-kids-club
- cornerstonebank.com/bank/personal/savings/savings-rates
- cornerstonebank.com/bank/personal
All captured Oct 5, 2026
IRA Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.25% | $25 |
Sources (1)
- cornerstonebank.com/bank/personal/savings/savings-rates · captured Oct 5, 2026
Statement Savings
0.05%APY
Applicants under the age of 18 must open in a branch with a parent or guardian.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.