Compare Bank & Credit Union Rates
Best savings rates in East Longmeadow, MA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in East Longmeadow, MA
- 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Limited-time offer. Requires membership. New money only (funds currently held at the credit union cannot be used). Available for individuals only; IRA accounts are not eligible. Minimum $10,000 opening deposit to earn the advertised rate. Minimum daily balance of $10.00 required each day to obtain the advertised APY. Interest compounds daily. Rates subject to change after opening. Fees may reduce earnings.
Offer: New money only. Minimum opening balance and minimum balance to earn advertised rate is $10,000. Minimum daily balance of $10.00 required to obtain advertised APY. Qualifying interest/dividend rate is 3.39%. Interest compounds daily. Not eligible for IRAs.
Promotional rate · 3.39% interest rate · Effective Mar 9, 2026
Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Must be opened in a banking center; requires new money not already on deposit with PeoplesBank
Offer: Requires minimum opening deposit of $10,000 in new money; minimum balance to earn APY is $10 after initial deposit
No monthly fee · Effective Feb 19, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Greater Springfield Credit UnionKasasa SaverSavings · $0 min · 0.50%–2.53% by balance
Credit union · 1 branch
2.53%APY$253 a year on $10,000with conditionsRequirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: When linked checking account qualifies in a month (e.g. 12 debit card purchases, 1 direct deposit/ACH, enroll in eStatements).
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.53% $50,000 and upTotal range 2.53% to 0.50% APY. 0.50% Rate checked
More details - Liberty BankMoney Market SpecialMoney Market Special · $25 min · 2.00%–3.00% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time. Must visit a branch to open.
1.98% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Market Special Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
0.10% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - Greater Springfield Credit UnionShare Savings AccountSavings · $25 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining one share with a par value of $25.00 to maintain accounts and membership. No monthly maintenance fees.
Offer: Regular share tier.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amountTier I. 0.10% $20,000 – $50,000Tier II. 0.15% $50,000 and upTier III. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available only to residents of Massachusetts and Connecticut; limit one account per person; interest is paid on balances up to $50,000
Offer: Balances exceeding $50,000 do not earn interest
0.10% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $10.00 waived with $2,500 average daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Polish National Credit UnionPremium Money MarketPremium Money Market · $1,000 min · 0.10%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Membership is open to individuals who live, work or attend school in Hampden, Hampshire, Berkshire and Franklin counties in Massachusetts and Hartford, Litchfield and Tolland counties in Connecticut.
Offer: The Dividend Rate is paid on the entire balance in your account.
0.10% interest rate · Effective Dec 8, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY $1,000 – $25,000Your amount 0.10% $25,000 – $75,000 0.15% $75,000 – $100,000 0.20% $100,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a free Kasasa checking account (Kasasa Cash or Kasasa Cash Back). No maintenance fees or minimum balance. Interest and ATM fee refunds credited on the first business day of the next cycle.
Offer: Base rate earned if linked checking account fails to meet monthly qualification criteria.
Qualified rate · No monthly fee · Effective Jul 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to free MoneyMaking Checking. Automatic transfers of MoneyMaking Checking earnings. Limit one account per tax owner. If under 18, requires parent/legal guardian co-signer.
Offer: When MoneyMaking Checking qualifications are not met during monthly Qualification Cycle. Base interest rate paid on entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in East Longmeadow, MA
32 accounts at 11 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.48%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.08%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches