Bank · FDIC insured
Middlesex Savings Bank Savings Rates
Top CarrotMiddlesex Savings Bank’s best savings rate is 1.45% APY on $10,000, with its Basic Money Fund Account. Rates checked October 15, 2026.
How Middlesex Savings Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Middlesex Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Middlesex Savings Bank
1.45%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $145
Passbook Savings Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Middlesex Savings Bank savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.45%
- $10,000 balance$10,0001.45%
- $100,000 balance$100,0001.45%
- QualifiedQualified1.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Middlesex Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Basic Money Fund Account
1.45%APY
All accounts subject to approval. Four interest rate tier options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll accounts subject to approval. Four interest rate tier options available.Any balance | 1.45% | $145 | All accounts subject to approval. Four interest rate tier options available. |
Sources (1)
- middlesexbank.com/Personal/Ban…Basic-Money-Fund-Account · captured Sep 18, 2026
Passbook Savings Account
1.45%APY
Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds. Withdrawals require presentation of the passbook.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 1.45% | $145 |
Statement Savings Account
1.45%APY
Variable rate account; rates and APYs are subject to change without notice after opening. Interest compounds.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 1.45% | $145 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.