Bank · FDIC insured
Webster Five
A $1.3B bank headquartered in Webster, MA, with 7 branches in Massachusetts. Best rates: CDs 3.75% and savings 1.25% APY.
Webster Five Carrot Score
82
Carrot Score
Higher than 61% of U.S. banks and credit unions
#16 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Webster Five
Founded on March 10, 1868, Webster Five opened for business with 20 deposits at its first location on Main Street in Webster, Massachusetts.
Today, Webster Five operates as a mutual community bank owned by its depositors and serves Worcester County and Central Massachusetts.
- Headquarters
- 136 Thompson Rd, Webster, MA 01570
- FDIC certificate
- 90297 ↗
Branches
7 branches in Massachusetts
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Massachusetts
7 branches
- Webster Five Cents Savings BankMain office136 Thompson Rd, Webster, MA 01570Directions
- Auburn Branch400 Southbridge St, Auburn, MA 01501Directions
- Dudley Branch208 W Main St, Dudley, MA 01571Directions
- Oxford Branch343 Main St, Oxford, MA 01540Directions
- Shrewsbury Branch261 Grafton St, Shrewsbury, MA 01545Directions
- Front Street Branch100 Front St, Worcester, MA 01608Directions
- Worcester Branch266 Chandler St, Worcester, MA 01602Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.52% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.46% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.87% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalLeverage ratio12.52%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.46%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.87%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Webster Five are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.