Bank · FDIC insured
UniBank Savings Rates
UniBank’s best savings rate is 1.00% APY on $10,000, with its Tiered Rate Money Market Account. Rates checked October 15, 2026.
How UniBank’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where UniBank has the most branches. $10,000, best rate first.
This bank’s best
UniBank
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Tiered Rate Money Market Account
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
UniBank savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.60%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where UniBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Tiered Rate Money Market Account
1.00%APY
Personal accounts only.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $50,000 | 1.00% | $100 |
| $50,000 – $100,000 | 1.25% | — |
| $100,000 and up | 1.60% | — |
Sources (3)
- unibank.com/personal/deposit-accounts/rates
- unibank.com/personal/deposit-a…savings-and-money-market
- unibank.com/personal/money-market-account
All captured Sep 25, 2026
Statement Savings Account
0.15%APY
No monthly service charge if a low minimum balance is maintained. Can be opened online or at a branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable interest rate. Minimum balance to avoid $3.00 monthly service charge is $250.00 any day of the statement cycle. Minimum balance to obtain disclosed APY is $10.00 daily balance. Interest compounded daily and credited monthly.$10 and up | 0.15% | $15 | Variable interest rate. Minimum balance to avoid $3.00 monthly service charge is $250.00 any day of the statement cycle. Minimum balance to obtain disclosed APY is $10.00 daily balance. Interest compounded daily and credited monthly. |
Sources (3)
- unibank.com/personal/deposit-a…savings-and-money-market · captured Sep 25, 2026
- unibank.com/personal/savings-account · captured Sep 25, 2026
- unibank.com/assets/files/kLGpymzw · captured Oct 8, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.