Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Maine
- Sebasticook Valley Federal Credit UnionMoney Market Shares (Savings)Money Market Shares (Savings) · $2,000 min · 0.75%–2.28% by balance
Credit union · 3 branches
1.01%APY$100 a year on $10,000Requirements
Product: Minimum balance to open this type of account is $2,000. Serves Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties.
0.75% interest rate · Effective May 23, 2025
Rate by balance
Rate by balance for Money Market Shares (Savings) Balance APY $2,000 – $10,000 0.75% $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 1.01% $50,000 – $100,000 1.01% $100,000 – $250,000 1.16% $250,000 – $500,000 1.26% $500,000 – $750,000 1.51% $750,000 – $1,000,000 2.02% $1,000,000 and up 2.28% Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market ShareMoney Market Share · $1,500 min · 1.00%–1.76% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Minimum withdrawal amount is $100.00. 3 free withdrawals per month; $1.00 fee for each withdrawal above 3.
Offer: Dividends compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,500 – $10,000Your amount 1.00% $10,000 – $25,000 1.26% $25,000 – $50,000 1.36% $50,000 – $100,000 1.51% Over $100,000 1.76% Rate checked
More details - New Dimensions Federal Credit UnionKasasa SaverSavings · $0 min · 0.25%–1.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000Requirements
Product: Blended APY ranges from 1.00% to 0.44% depending on average balance, based on a $100,000 balance.
Offer: Dividend rate of 1.00% applies to portions of balance up to $25,000.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% Over $25,000yields a blended APY of 1.00% - 0.44% depending on average balance (based on $100,000 balance). 0.25%* Rate checked
More details - TruChoice Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.00%–3.90% by balance
Credit union · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: Balance Method: Daily Balance. Dividends Compounded: Monthly. Dividends Credited: Monthly. Dividend Period: Monthly. Minimum balance is required to obtain the respective APY for the dividend period. Entire balance is subject to corresponding APY. Rates are subject to change without notice.
Offer: Daily Balance <$200. Min. Balance $0. Entire balance is subject to corresponding APY.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $200 0.00% $200 – $2,500 0.35% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.90% $25,000 – $75,000 1.90% $75,000 – $250,000 2.10% $250,000 – $500,000 2.90% $500,000 and up 3.90% Rate checked
More details - Maine State Credit UnionAdvantage SavingsSavings · $2,000 min · 0.85%–2.60% by balance
Credit union · 5 branches
0.85%APY$85 a year on $10,000Requirements
Product: Tiered, blended-rate account. Minimum balance to open account is $2,000 and must maintain a minimum average daily balance of $2,000.00 during the dividend period.
Offer: Tiered, blended rate applied to portion of balance within tier.
0.85% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY $2,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.10% $50,000 – $100,000 1.50% $100,000 – $250,000 1.80% Over $250,000 2.60% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
Offer: Requires qualifying for Kasasa Cash or Kasasa Cash Back rewards (at least 12 debit card purchases post and settle during qualification cycle, log into online or mobile banking, enrolled in e-statements, valid email on record).
Qualified rate · 0.75% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - Maine Savings Federal Credit UnionRedWallet® SaverSavings · $0 min · 0.75%–2.78% by balance
Credit union · 12 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Give RedWallet Cash or RedWallet Cash Back account a companion. Rewards and ATM refunds sweep into RedWallet Saver. No minimum balance and no monthly fees. Rates depend on meeting RedWallet qualification cycle requirements.
Offer: Qualifications met
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for RedWallet® Saver Balance APY Up to $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% $100,000 – $250,000 2.02% $250,000 and up 2.78% Rate checked
More details - TruGrocer Federal Credit UnionMoney Market Share Account (MMSA)Money Market Share Account (MMSA) · $2,500 min · 0.70%–1.51% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Applicants must have established membership through a Regular Share Account (S1). Minimum balance requirement is $2,500. Up to 6 telephone or electronic transfers allowed per calendar month.
Offer: Must maintain a daily balance of $2,500 to obtain disclosed APY. No service fees.
0.70% interest rate
Rate by balance
Rate by balance for Money Market Share Account (MMSA) Balance APY $2,500 – $25,000Your amount 0.70% $25,000 – $100,000 0.95% $100,000 – $350,000dividend rate stated for $100,000 to $349,999.99. 1.36% $350,000 and up 1.51% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 6 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - New Dimensions Federal Credit UnionCertificate Savings Account (CSA)Savings · $100 min · 0.20%–0.80% by balance
Credit union · 4 branches
0.60%APY$60 a year on $10,000Requirements
Product: Liquid high-yield savings account with no fixed term or maturity date and no early withdrawal penalty. Dividends are paid monthly. No minimum opening balance required; $100 minimum balance to earn dividends.
Offer: Rate tier for balances $100 to $2,499.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificate Savings Account (CSA) Balance APY $100 – $2,499 0.20% $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.60% $50,000 and up 0.80% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 6 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - Midcoast Federal Credit UnionPeak Money Market AccountPeak Money Market Account · $2,500 min · 0.50%–2.25% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure where the rate for qualifying balance tier applies to the entire account balance. Minimum balance to avoid fee and earn dividend is $2,500.00. Dividends compounded and credited monthly. Up to 6 preauthorized/electronic/check withdrawals or transfers per month.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Peak Money Market Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 1.01% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 – $500,000 2.01% Over $500,000 2.25% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: The Winter fuel fund is like a savings account. Minimum to open is $10.00 and deposits can be made daily/weekly or monthly. For withdrawals a receipt must be provided and photocopied by FFS that shows the heating company's name and amount due or paid. The check can be made out to the account owner or the heating company, etc. Must maintain a $100 minimum monthly average balance. Fees could reduce earnings. For variable rate accounts, rates may change after opening.
Offer: Variable rate; rates may change after opening. Fees could reduce earnings.
0.45% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - Evergreen Credit UnionMoney MarketMoney Market · $2,500 min · 0.40%–2.10% by balance
Credit union · 5 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum to earn dividends is $2,500.00. Membership eligibility requirements apply (live, work, worship, or attend school in Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, or York counties, or immediate relative). No monthly maintenance fees.
0.40% interest rate · No monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $15,000Your amount 0.40% $15,000 – $50,000 0.50% $50,000 – $100,000 1.10% $100,000 – $250,000 1.30% $250,000 and up 2.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches