Credit union · NCUA insured
Sebasticook Valley Federal Credit Union Savings Rates
Sebasticook Valley Federal Credit Union’s best savings rate is 1.01% APY on $10,000, with its Money Market Shares (Savings). Rates checked October 22, 2026.
How Sebasticook Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Bangor, ME, where Sebasticook Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Sebasticook Valley Federal Credit Union
1.01%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $100
Money Market Shares (Savings)
Top rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Seaboard Federal Credit Union
2.90%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $290
Sebasticook Valley Federal Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.16%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sebasticook Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Shares (Savings)
1.01%APY
Minimum balance to open this type of account is $2,000. Serves Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,000 – $10,000 | 0.75% | — |
| $10,000 – $25,000 | 1.01% | $100 |
| $25,000 – $50,000 | 1.01% | — |
| $50,000 – $100,000 | 1.01% | — |
| $100,000 – $250,000 | 1.16% | — |
| $250,000 – $500,000 | 1.26% | — |
| $500,000 – $750,000 | 1.51% | — |
| $750,000 – $1,000,000 | 2.02% | — |
| $1,000,000 and up | 2.28% | — |
Savings Accounts
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
IRA Savings
0.10%APY
Offers both Traditional and Roth IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Clubs (Christmas, Vacation, Tax, Other)
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Who can join Sebasticook Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership includes Franklin, Kennebec, Penobscot, Piscataquis, Somerset, and Waldo Counties in Maine.
Membership information collected October 4, 2026.