Credit union · NCUA insured
Evergreen Credit Union Savings Rates
Top CarrotEvergreen Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Evergreen Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Evergreen Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Evergreen Credit Union
0.40%APY
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Evergreen Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.30%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Evergreen Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Minimum to earn dividends is $2,500.00. Membership eligibility requirements apply (live, work, worship, or attend school in Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, or York counties, or immediate relative). No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $15,000 | 0.40% | $40 |
| $15,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 1.10% | — |
| $100,000 – $250,000 | 1.30% | — |
| $250,000 and up | 2.10% | — |
Sources (3)
- egcu.org/loans/consumer-loans/auto-loans.html
- egcu.org/personal/personal-savings/money-markets.html
- egcu.org/services/tools/rates.html
All captured Oct 15, 2026
Secondary Share
0.05%APY
Additional savings account to track progress toward specific goals. Requires membership maintained through Primary Share Savings. Can edit account names within Online and Mobile Banking. No balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Sep 19, 2026
Share Savings
0.05%APY
Primary Share Savings represents ownership and membership with ECU. Must maintain $5 or more. No monthly maintenance fees. Membership eligibility: must live, work, worship, or attend school in Androscoggin, Cumberland, Lincoln, Oxford, Sagadahoc, or York counties, or have a qualifying immediate relative.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOnce $5 membership is met, dividends will be paid on the entire share balance. No monthly maintenance fees.Any balance | 0.05% | $5 | Once $5 membership is met, dividends will be paid on the entire share balance. No monthly maintenance fees. |
Sources (3)
- egcu.org/loans/consumer-loans/auto-loans.html
- egcu.org/personal/personal-savings
- egcu.org/personal/personal-savings/share-savings.html
All captured Sep 19, 2026
Special-purpose accounts
IRA Money Market
0.50%APY
IRA Money Market account. Minimum to earn dividends is $2,500.00. Membership eligibility requirements apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (2)
All captured Oct 15, 2026
Christmas Club Share
0.05%APY
Designed to help set aside money for the holiday season. Regular deposits made throughout the year; balances automatically transfer to Primary Share Savings in October. Deposits and withdrawals allowed at any time. No monthly maintenance fees or balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalances automatically transfer to Primary Share in October. No monthly maintenance fees.Any balance | 0.05% | $5 | Balances automatically transfer to Primary Share in October. No monthly maintenance fees. |
Sources (2)
All captured Sep 19, 2026
Sprout Savings
0.05%APY
Restricted to members age 0-12. On the first day of the month after turning 13, automatically converts to a Primary Share Account. Young savers can select a prize from the Sprout Treasure Chest with every deposit. Membership eligibility applies.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- egcu.org/loans/consumer-loans/auto-loans.html
- egcu.org/personal/personal-savings
- egcu.org/personal/personal-savings/sprout-savings.html
All captured Sep 19, 2026
Closed to new customers
Ultimate Insured Money Market
0.40%APY
Currently closed to new shares. Insured up to $1,000,000 through NCUA ($250,000) and Excess Share Insurance ($750,000). Minimum to open & earn dividends is $2,500.00. Only Accounts coded with Excess Share Insurance are eligible for this added savings protection.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $15,000 | 0.40% | $40 |
| $15,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 1.10% | — |
| $100,000 – $250,000 | 1.30% | — |
| $250,000 and up | 1.90% | — |
Sources (3)
- egcu.org/loans/consumer-loans/auto-loans.html
- egcu.org/personal/personal-sav…te-insured-accounts.html
- egcu.org/services/tools/rates.html
All captured Oct 15, 2026
Who can join Evergreen Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.