Compare Bank & Credit Union Rates
Best savings rates in Lafayette, LA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lafayette, LA
- 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends paid monthly. Rates are subject to change at any time. Fees can reduce earnings on some accounts. Some criteria may need to be met to earn stated rate. A penalty may be imposed for early withdrawal.
Offer: Dividends paid monthly.
0.20% interest rate · Effective Nov 19, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Service charge fee of $2.00 imposed each quarterly statement cycle if the average daily balance for the quarter falls below $200.00. Excess activity fee of $1.00 charged for each debit/withdrawal in excess of three during a quarter.
Offer: Must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00.
0.20% interest rate
Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Product: Deposit minimum of $5 must be maintained while using credit union services. Dividends paid and compounded quarterly on average daily balances of $105 or more.
Offer: Dividends paid and compounded quarterly on average daily balances of $105 or more.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $4.00 monthly fee waived if balance remains at $200 and above for the entire month. Average Daily Balance used to calculate interest. Three free withdrawals per month with $1 per withdrawal fee thereafter.
Offer: Tier 1: Balances $200 – $99,999.99. Fee waived if balance remains at $200 and above for the entire month.
$4 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for JD Classic Savings Balance APY $200 – $100,000Your amount 0.15% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
Offer: Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a $5.00 balance to stay an active member.
Offer: Dividends Paid Quarterly
0.10% interest rate · Effective Sep 1, 2021
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Membership required. Available to holders of Stack Checking or Pelican Cash Back checking. Limited to one Stack Savings account per primary account holder SSN. Qualifications (on the linked checking account during the qualification period): eStatements; log into MyPelican each month; at least 15 debit card POS purchases that post and settle (ATM transactions do not qualify); at least one direct deposit, ACH, or bill payment that posts and settles. Qualification period: last day of prior calendar month through next-to-last day of the calendar month in which dividends are paid. Missing a month does not close the account.
Offer: If monthly qualifications are not met, 0.05% APY applies to the entire Stack Savings balance.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires JD Signature Checking. Average Daily Balance used to calculate interest. $10 monthly fee waived if $40,000 balance is maintained.
Offer: Earns 0.05% APY on full balance when JD Signature balance requirements are not met. $10 monthly fee waived if $40,000 balance maintained.
Qualified rate · $10 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
Offer: Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.
Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to a free Kasasa Cash or Kasasa Cash Back checking account. Qualifications per Monthly Qualification Cycle to receive higher rates: at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online or mobile banking monthly.
Offer: Base rate applied to all balances if monthly qualifications are not met on linked checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatic transfer of Kasasa checking rewards into Kasasa Saver. Requires enrolling in and logging into online banking at least once per monthly qualification cycle and receipt of electronic statements.
Offer: Base rate earned on all balances when linked Kasasa Cash or Kasasa Cash Back account qualifications are not met.
Qualified rate · No monthly fee · Effective Oct 20, 2023
Rate checked
More details - Catalyst BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Offer: Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00.
0.05% interest rate · $5 monthly fee · Effective Apr 20, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, LA
55 accounts at 22 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.67%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch