Bank · FDIC insured
Catalyst Bank Savings Rates
Catalyst Bank’s best savings rate is 3.04% APY on $10,000, with its Savings Special. Rates checked October 16, 2026.
How Catalyst Bank’s savings rates compare
Compared with banks and credit unions near Lake Charles, LA, where Catalyst Bank has the most branches. $10,000, best rate first.
This bank’s best
Catalyst Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Savings Special
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Catalyst Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0003.04%
- $100,000 balance$100,0003.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Catalyst Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Savings Special
3.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 3.04% | $304 |
Sources (1)
- catalystbank.com/rates · captured Sep 18, 2026
Money Market Account
0.05%APY
Must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $24,999Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. | 0.05% | $5 | Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. |
| $25,000 – $49,999Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. | 0.10% | — | Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. |
| $50,000 – $99,999Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. | 0.15% | — | Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. |
| $100,000 and upService charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. | 0.20% | — | Service charge fee of $5.00 imposed each monthly statement cycle if average daily balance falls below $1,000.00. |
Savings
0.20%APY
Service charge fee of $2.00 imposed each quarterly statement cycle if the average daily balance for the quarter falls below $200.00. Excess activity fee of $1.00 charged for each debit/withdrawal in excess of three during a quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMust maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00.$100 and up | 0.20% | $20 | Must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00. |
Sources (3)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.