Credit union · NCUA insured
Acadian FCU Savings Rates
Acadian FCU’s best savings rate is 0.20% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Acadian FCU’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where Acadian FCU has the most branches. $10,000, best rate first.
This credit union’s best
Acadian FCU
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Acadian FCU savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Acadian FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.20%APY
Dividends paid monthly. Rates are subject to change at any time. Fees can reduce earnings on some accounts. Some criteria may need to be met to earn stated rate. A penalty may be imposed for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends paid monthly.$2,500 and up | 0.20% | $20 | Dividends paid monthly. |
Sources (1)
- acadianfcu.org/rates · captured Sep 18, 2026
Membership Savings
0.10%APY
Must maintain a $5.00 balance to stay an active member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends Paid Quarterly$100 and up | 0.10% | $10 | Dividends Paid Quarterly |
Special-purpose accounts
Christmas Club
0.10%APY
Account matures on October 1st of every year. On the 1st of October, the credit union transfers the funds to your share draft or share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upStarts earning dividends on first $5.00; Dividends Paid Quarterly$5 and up | 0.10% | $10 | Starts earning dividends on first $5.00; Dividends Paid Quarterly |
IRA Account
0.10%APY
No account penalties to withdraw. Once balance reaches $1,000.00 funds can be rolled over into an IRA Certificate.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends Paid Quarterly$5 and up | 0.10% | $10 | Dividends Paid Quarterly |
Savings Club
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends Paid Quarterly$100 and up | 0.10% | $10 | Dividends Paid Quarterly |
Sources (1)
- acadianfcu.org/rates · captured Sep 24, 2026
Who can join Acadian FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of participating sponsor company groups qualify for membership.
Military, government and schools
- Employees of Remington College or Lafayette Christian Academy qualify for membership.
- Employees of Dept of the Army 1st Battalion, 378th Regiment, 2nd Brigade or Dept of the Army 2 Detachment, 344th Maintenance Co. qualify for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step siblings, and adoptions) of an existing member are eligible for membership.
Membership information collected October 5, 2026.