Bank · FDIC insured
BankPlus Savings Rates
BankPlus’s best savings rate is 0.05% APY on $10,000, with its Personal Savings. Rates checked October 22, 2026.
How BankPlus’s savings rates compare
Compared with banks and credit unions near Jackson, MS, where BankPlus has the most branches. $10,000, best rate first.
This bank’s best
BankPlus
0.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $5
Personal Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Keesler Federal Credit Union
3.25%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $325
BankPlus savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankPlus ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Savings
0.05%APY
Interest rate is variable and subject to change. Requires a $100 minimum balance to avoid charges and obtain current APY, with a $5 below minimum balance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement.$100 and up | 0.05% | $5 | Minimum balance to avoid charges and obtain current APY is $100. Below minimum balance fee is $5. Semi-annual statement. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Christmas Club Savings
0.05%APY
No transactions are allowed with Christmas Club Savings. Interest rate is variable and subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain current APY. No transactions allowed.Any balance | 0.05% | $5 | No minimum balance required to obtain current APY. No transactions allowed. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.