Credit union · NCUA insured
Baton Rouge Telco FCU
Top CarrotA $456.4M credit union headquartered in Baton Rouge, LA, with 34,762 members and 4 branches in Louisiana. Best rates: CDs 4.20% and savings 0.20% APY.
Baton Rouge Telco FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#6 of 32 in Baton Rouge, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Baton Rouge Telco FCU
Originally founded in 1936, Baton Rouge Telco Federal Credit Union was established for telephone company employees in Southeast Louisiana.
The member-owned credit union proudly serves members across Southeast Louisiana.
- Headquarters
- 13404 Airline Hwy, Baton Rouge, LA 70817-5917
- NCUA charter
- 1726
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana parish in Louisiana.
Family and household
- Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are eligible to join.
Cost to join
- Membership requires opening a savings account with a $5 minimum balance; no membership fee is required.
Branches
4 branches in Louisiana
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Louisiana
4 branches
Baton Rouge area · 3
- AirlineMain office13404 Airline Hwy, Baton Rouge, LA 70817Directions
- Goodwood8601 Goodwood Blvd, Baton Rouge, LA 70806Directions
- Watson32839 La Highway 16, Denham Springs, LA 70706Directions
Hammond area · 1
- Hammond1115 W University Ave, Hammond, LA 70401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.43% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.36% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.60% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $100 | $76 | — |
- CapitalNet worth ratio12.43%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.36%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.60%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$100Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Baton Rouge Telco FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.