Credit union · NCUA insured
Baton Rouge Telco FCU Savings Rates
Top CarrotBaton Rouge Telco FCU’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Baton Rouge Telco FCU’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Baton Rouge Telco FCU has the most branches. $10,000, best rate first.
This credit union’s best
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
Premier Savings Account
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
3rd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Baton Rouge Telco FCU savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Baton Rouge Telco FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Savings Account
Up to 3.85%APY
Must be paired with a Premier Checking account within the same membership and meet monthly requirements. Limit of one Premier Bundle per membership. Existing savings accounts cannot be converted.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceSpecial offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month. · Unknown to open | 3.50% | Unknown | $350 | Special offer promotional rate (Q2-Premier Savings-2025) with Premier Bundle when qualifying by enrolling in eStatements, setting up direct deposit, and making 15 debit card purchases each month. |
| Any balanceNon-qualifying rate earned if monthly checking requirements are not met. · $5 to open | 0.10% | $5 | $10 | Non-qualifying rate earned if monthly checking requirements are not met. |
| Up to $50,000Qualifying rate on balances up to $50,000 when monthly Premier Checking requirements are met: enroll in eStatements, set up direct deposit, and make 15 non-ATM debit card purchases each month. · $5 to open | 3.85% | $5 | $385 | Qualifying rate on balances up to $50,000 when monthly Premier Checking requirements are met: enroll in eStatements, set up direct deposit, and make 15 non-ATM debit card purchases each month. |
| $50,000 and upQualifying rate on balances exceeding $50,000 when monthly Premier Checking requirements are met. · $5 to open | 1.80% | $5 | — | Qualifying rate on balances exceeding $50,000 when monthly Premier Checking requirements are met. |
Money Market Account
0.20%APY
Up to 6 withdrawals per month. Bank for free when meeting the required minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.20% | $20 |
Sources (3)
All captured Sep 18, 2026
Savings Account
0.10%APY
Up to six withdrawals per month without penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn dividends is $50.$50 and up | 0.10% | $10 | Minimum balance to earn dividends is $50. |
Special-purpose accounts
All-Star Savers
0.75%APY
Youth savings account for kids 18 and under. Parent or legal guardian must be a member of Baton Rouge Telco.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum opening deposit of $5. Minimum balance to earn is $0.01. No monthly service fees.Over $0 | 0.75% | $75 | Minimum opening deposit of $5. Minimum balance to earn is $0.01. No monthly service fees. |
Sources (3)
All captured Oct 5, 2026
Christmas Club
0.10%APY
Funds automatically transfer to Share account on Nov. 1. Early withdrawal penalty of $5 before Nov. 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5. No monthly maintenance fee or minimum balance fee.$5 and up | 0.10% | $10 | Minimum balance to earn dividends is $5. No monthly maintenance fee or minimum balance fee. |
Who can join Baton Rouge Telco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Tangipahoa, West Baton Rouge, or West Feliciana parish in Louisiana.
Family and household
- Parents, children, siblings, grandparents, grandchildren, stepparents, or stepchildren of Baton Rouge Telco members are eligible to join.
Cost to join
- Membership requires opening a savings account with a $5 minimum balance; no membership fee is required.
Membership information collected October 5, 2026.