Credit union · NCUA insured
RiverLand Federal Credit Union Savings Rates
Top CarrotRiverLand Federal Credit Union’s best savings rate is 3.00% APY on $10,000, with its High-Yield Savings. Rates checked October 16, 2026.
How RiverLand Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where RiverLand Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
RiverLand Federal Credit Union
3.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $300
High-Yield Savings
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
RiverLand Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0003.00%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RiverLand Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings
3.00%APY
Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.Any balance | 3.00% | $300 | No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter. |
Sources (3)
All captured Oct 5, 2026
Money Market Savings
Up to 0.65%APY
No monthly fees. No monthly limit on number of withdrawals. Minimum balance of $1,000 required to earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.40% | $40 |
| $10,000 and up | 0.65% | $65 |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.05%APY
Primary share account required for credit union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and upMinimum balance to open/maintain account is $5; $105 minimum balance to earn stated APY. No monthly fees.$105 and up | 0.05% | $5 | Minimum balance to open/maintain account is $5; $105 minimum balance to earn stated APY. No monthly fees. |
Sources (3)
All captured Oct 5, 2026
Save to Win
0.05%APY
Opened as a secondary savings account. Must be a member in good standing, at least 18 years old, and a resident of an eligible participating state (residents of MS, FL, AK, CO, DC, DE, IA, ID, MA, MD, ME, ND, NH, NM, NV, SD, TN, VT, WV, WY are not eligible). Each $25 balance increase month-over-month earns 1 entry into prize drawings (up to 100 entries/month).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and up$5 minimum deposit to open. No monthly fees. Minimum balance to earn stated APY is $105 per rate schedule (or over $100 per product description).$105 and up | 0.05% | $5 | $5 minimum deposit to open. No monthly fees. Minimum balance to earn stated APY is $105 per rate schedule (or over $100 per product description). |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
IRA (Retirement)
0.65%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.65% | $65 |
Sources (1)
- riverlandfcu.org/savings-rates · captured Oct 5, 2026
Christmas Club
0.15%APY
Funds automatically transfer into primary savings account annually on October 1st. Withdrawals made outside the annual payout date incur a $15 early withdrawal fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and upNo minimum balance, no monthly fees. Earns 0.15% APY on balances over $105 ($105 minimum balance required to earn APY). $15 fee for withdrawals outside annual payout date on October 1st.$105 and up | 0.15% | $15 | No minimum balance, no monthly fees. Earns 0.15% APY on balances over $105 ($105 minimum balance required to earn APY). $15 fee for withdrawals outside annual payout date on October 1st. |
Sources (3)
All captured Oct 5, 2026
Health Savings (HSA)
0.10%APY
Must have a High-Deductible Health Plan (HDHP). Balance must exceed $100 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and upRequires HDHP. No setup fees or monthly fees. Balance must exceed $100 to earn dividends ($105 minimum balance required to earn stated APY per rate schedule).$105 and up | 0.10% | $10 | Requires HDHP. No setup fees or monthly fees. Balance must exceed $100 to earn dividends ($105 minimum balance required to earn stated APY per rate schedule). |
Sources (2)
All captured Oct 5, 2026
Minor Savings Account
0.05%APY
For minors (children under 18 years old). Child can be primary member or joint owner; responsible adult can be anyone; child can access funds.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and up$5 minimum balance required to maintain account; earns 0.05% APY on balances over $105. No monthly fees.$105 and up | 0.05% | $5 | $5 minimum balance required to maintain account; earns 0.05% APY on balances over $105. No monthly fees. |
Sources (1)
- riverlandfcu.org/kids-savings · captured Oct 5, 2026
Uniform Transfers to Minors Account (UTMA)
0.05%APY
For minors under 18 years old. Child must be primary member; responsible adult must be family or guardian; child cannot access funds.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $105 and up$5 minimum balance required to maintain account; earns 0.05% APY on balances over $105. No monthly fees.$105 and up | 0.05% | $5 | $5 minimum balance required to maintain account; earns 0.05% APY on balances over $105. No monthly fees. |
Sources (1)
- riverlandfcu.org/kids-savings · captured Oct 5, 2026
Who can join RiverLand Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Eligible through employment: individuals who are employed by, contract employees of, or retirees of one of RiverLand's Eligible Employer Groups.
Family and household
- Eligible through family/household: family members or household members of a current RiverLand member, including spouse, child, grandchild, great-grandchild, stepchild, parent, grandparent, great-grandparent, stepparent, sibling, stepsibling, adoptive relationship, and household member.
Membership information collected October 5, 2026.