Credit union · NCUA insured
Ascension Credit Union Savings Rates
Top CarrotAscension Credit Union’s best savings rate is 3.60% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Ascension Credit Union’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Ascension Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
Money Market Account
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
3rd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Ascension Credit Union savings score
96
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0003.60%
- $10,000 balance$10,0003.60%
- $100,000 balance$100,0003.60%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ascension Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.60%APY
Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY.Any balance | 3.60% | $360 | No Fee. Only 6 withdrawals per month; max 3 by check. Matches 6 Month CD APY. |
Emergency Fund | Savings
3.50%APY
Must make withdrawals in person and state emergency
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Average monthly balance below $10,000 earns rate equivalent to 6mo CD rate; must make withdrawals in person and state emergency | 3.50% | $350 | Average monthly balance below $10,000 earns rate equivalent to 6mo CD rate; must make withdrawals in person and state emergency |
| Over $10,000Average monthly balance above $10,000 earns regular savings APY; must make withdrawals in person and state emergency | 0.25% | — | Average monthly balance above $10,000 earns regular savings APY; must make withdrawals in person and state emergency |
Regular Share | Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.25% | $25 |
Special-purpose accounts
Christmas Club | Savings
0.25%APY
Club funds are transferred annually into your savings account on Nov 1st
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns Regular savings account rate; club funds are transferred annually into your savings account on Nov 1stAny balance | 0.25% | $25 | Earns Regular savings account rate; club funds are transferred annually into your savings account on Nov 1st |
IRA Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Vacation Club | Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns Regular Savings account rateAny balance | 0.25% | $25 | Earns Regular Savings account rate |
Who can join Ascension Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Ascension, Assumption, Iberville, Livingston, or St. James Parish.
Family and household
- Membership is open to immediate family members of current members.
Cost to join
- Membership requires opening a Share Account with a small deposit.
Membership information collected October 5, 2026.