Bank · FDIC insured
Home Bank Savings Rates
Home Bank’s best savings rate is 3.04% APY, with its Money Market, with extra requirements. Rates checked October 16, 2026.
How Home Bank’s savings rates compare
Compared with banks and credit unions near Lafayette, LA, where Home Bank has the most branches. $10,000, best rate first.
This bank’s best
Home Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
Catalyst Bank
3.04%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $304
Home Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $10,000 balance$10,0003.04%
- $100,000 balance$100,0003.04%
- QualifiedQualified3.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
3.04%APY
Avoid the $15 monthly service charge when you maintain a minimum $5,000 balance in the account every day of the statement cycle. 6 free debits per month; $10 each thereafter.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $5,000,000Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle. | 3.04% | $304 | Must maintain a minimum balance of $5,000 every day of the statement cycle to obtain the disclosed APY and avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle. |
| Over $5,000,000If your daily balance is above $5,000,000 you will earn 1.25% APY for the entire balance. Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle. | 1.25% | — | If your daily balance is above $5,000,000 you will earn 1.25% APY for the entire balance. Maintain a minimum balance of $5,000 every day of the statement cycle to avoid the $15 monthly service charge. Earn an additional 0.10% APY with a qualifying consumer checking account relationship with a balance of $5,000.00 or more at the end of the day prior to the statement cycle. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.