Credit union · NCUA insured
Barksdale Federal Credit Union Savings Rates
Top CarrotBarksdale Federal Credit Union’s best savings rate is 1.51% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Barksdale Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Shreveport, LA, where Barksdale Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Barksdale Federal Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
High Yield Savings
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
b1BANK
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
Barksdale Federal Credit Union savings score
95
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.75%
- $10,000 balance$10,0003.75%
- $100,000 balance$100,0002.27%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Barksdale Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
3.75%APY
Tiered rate structure. Monthly maintenance fee of $6 applies if aggregate combined balance falls below $200, unless waived by maintaining aggregate daily balance or holding a qualifying credit union loan.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan. | 3.75% | $375 | Tier 1 rate applicable to balances up to $10,000. Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan. |
| Over $10,000Tier 2 rate applicable to portion of balance over $10,000 (earns current Prime Savings rate). Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan. | 0.25% | — | Tier 2 rate applicable to portion of balance over $10,000 (earns current Prime Savings rate). Monthly maintenance fee of $6 waived with $200 aggregate daily balance across combined accounts or a credit union loan. |
Money Market
Up to 1.51%APY
Tiered-rate account; dividends calculated using average daily balance method. Requires maintaining a $2,500 balance to avoid a monthly minimum balance fee. Maximum of 3 checks per month without fee ($10 fee per check over 3). Maximum of 6 transfers/withdrawals per month ($2 fee per withdrawal over 6).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee. | 1.26% | $126 | Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee. |
| $10,000 – $25,000Applies to balance tier $10,000 to < $25,000. | 1.51% | $151 | Applies to balance tier $10,000 to < $25,000. |
| $25,000 – $50,000Applies to balance tier $25,000 to < $50,000. | 1.51% | — | Applies to balance tier $25,000 to < $50,000. |
| $50,000 – $100,000Applies to balance tier $50,000 to < $100,000. | 2.02% | — | Applies to balance tier $50,000 to < $100,000. |
| $100,000 and upApplies to balance tier >= $100,000. | 2.27% | — | Applies to balance tier >= $100,000. |
Prime Savings
0.25%APY
Establishes membership with the credit union. Aggregate daily balance of $200 across combined accounts or a credit union loan waives the monthly account maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan.$200 and up | 0.25% | $25 | Minimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan. |
Special Purpose Savings
0.25%APY
Aggregate daily balance of $200 across combined accounts or a credit union loan waives the monthly account maintenance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan.$200 and up | 0.25% | $25 | Minimum average daily balance of $200 required to earn stated APY. Monthly fee of $6 waived if aggregate daily balance in combined savings, checking, and certificate accounts is at least $200 or with a qualifying credit union loan. |
Special-purpose accounts
Christmas Club
3.75%APY
Account balance may not exceed $5,000.00 during any club period. Preauthorized, automatic or telephone transfers are not allowed. Entire balance is transferred to another account on or after November 5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends compounded and credited annually based on daily balance method. Accrued dividends not received if account closed before crediting, unless closed within 7 days of opening.Up to $5,000 | 3.75% | — | Dividends compounded and credited annually based on daily balance method. Accrued dividends not received if account closed before crediting, unless closed within 7 days of opening. |
IRA Prime Savings
3.75%APY
Preauthorized automatic or telephone transfers are not permitted at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded monthly; credited monthly on average daily balance.Any balance | 3.75% | $375 | Compounded monthly; credited monthly on average daily balance. |
Sources (2)
- bfcu.org/home/personal-banking/banking/depositrates
- bfcu.org/home/fiFiles/static/d…25RateSheetsCombined.pdf
All captured Oct 5, 2026
Barksdale Buddies Savings (Ages 0-12)
0.25%APY
For newborns to children 12 years of age. At age 13, account will be changed to a My Money Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends.Any balance | 0.25% | $25 | No minimum balance required to earn dividends. |
My Money (Ages 13-17)
0.25%APY
For ages 13 to 17. Automatically converts to Prime Savings Account at age 18 (or age 24 if full-time student).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends or avoid maintenance fee.Any balance | 0.25% | $25 | No minimum balance required to earn dividends or avoid maintenance fee. |
Who can join Barksdale Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, attend school, or own a business in specified parishes and counties throughout Louisiana, Arkansas, Mississippi, and Texas.
Employers and groups
- Eligibility is open to full-time or part-time employees of one of over 1,000 Select Employee Groups.
Military, government and schools
- Eligibility is open to active military or civilian employees at Barksdale Air Force Base.
- Eligibility is open to active military or civilian employees at Fort Johnson Army Post.
- Eligibility is open to honorably discharged or retired veterans who served in any branch of the United States Armed Services.
Family and household
- Eligibility is open to members of the immediate family or household of a current Barksdale Federal member or any person eligible for membership.
1 more way to join
Other ways
- Eligibility is available by qualifying through the Financial Fitness Association.
Membership information collected October 5, 2026.