Compare Bank & Credit Union Rates
Best savings rates in Olathe, KS
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Olathe, KS
- Truity Credit UnionPerformance PlusSavings · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using daily balance method. Dividends compounded and credited monthly. $10.00 per month service charge fee if average daily balance is below $1,000.
Offer: Tier $0-$9,999. Calculated using daily balance method. $10.00 monthly fee if average daily balance is below $1,000.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Make up to six withdrawals every month and write up to three checks against the account every month. Rate may change after the account is opened.
Offer: Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened.
0.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.90% $50,000 – $100,000 1.11% $100,000 and up 1.31% Rate checked
More details - Truity Credit UnionPerformance PlusPerformance Plus · $1,000 min · 0.65%–1.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000Requirements
Product: Balances calculated using the daily balance method. Free transfers/withdrawals limited to six per calendar month or statement cycle. $10.00 excessive draft fee per draft.
Offer: $10.00 monthly service charge fee if average daily balance is below $1,000. Tiered dividends. Compounded and credited monthly.
0.64% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Performance Plus Balance APY Up to $9,999 0.65% $10,000 – $24,999Your amount 0.70% $25,000 – $49,999 0.75% $50,000 – $99,999 0.80% $100,000 – $199,999 0.85% $200,000 – $499,999 0.90% $500,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - SM Federal Credit UnionShare AccountSavings · $25 min · 0.40%–1.21% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Compounded daily and credited quarterly. Tiered interest rate applied automatically based on balance.
Offer: Compounded daily and credited quarterly
0.40% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $99,999 1.00% $100,000 and up 1.21% Rate checked
More details - Mainstreet Credit UnionMoney Market AdvantageMoney Market Advantage · $1,000 min · 0.30%–1.20% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounded and credited monthly. Requires a minimum opening deposit of $1,000; subject to a $10 monthly fee if balance falls below the minimum requirement. Membership Share Account with $5 minimum balance required.
Offer: Monthly fee of $10 applies if balance falls below $1,000.
0.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Advantage Balance APY $1,000 – $2,499 0.30% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mainstreet Credit UnionMoney Market 3 AdvantageMoney Market 3 Advantage · $1,000 min · 0.40%–1.20% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure. Credited and compounded monthly. Membership Share Account with $5 minimum balance required.
0.40% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market 3 Advantage Balance APY $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - United Consumers Credit UnionShare SavingsSavings · $500 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Establishes membership and ownership. 3 free withdrawals per month; $3 fee for each withdrawal in excess thereafter. No monthly maintenance fees.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Balance APY $500 – $1,000 0.05% $1,000 – $2,500 0.10% $2,500 – $5,000 0.30% $5,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.45% $50,000 and up 0.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $5 deposit is required to establish membership and open the account. Balances of $100 or more earn dividends. Dividends are paid monthly.
Offer: Keep $100 deposited to start earning dividends. Rate may change after the account is opened.
0.30% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance service charge of $5 per quarter waived with a $100 daily balance; waived along with excess withdrawal fees for primary account owners age 23 & under. Primary account owner age 17 and under requires adult (18+) joint owner. Enrollment in Online Banking required (age 13+). Free ATM card eligibility age 14+.
Offer: Interest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership requires living or working in eligible Missouri/Kansas counties and a $1 deposit into a Share Savings account. Dividends calculated by the average daily balance method. No monthly service charge.
Offer: Daily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method and paid monthly.
0.20% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Olathe, KS
63 accounts at 21 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches