Bank · FDIC insured
INTRUST Bank Savings Rates
INTRUST Bank’s best savings rate is 0.85% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How INTRUST Bank’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where INTRUST Bank has the most branches. $10,000, best rate first.
This bank’s best
INTRUST Bank
0.85%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $85
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
INTRUST Bank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0001.65%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where INTRUST Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.85%APY
Maintain a $5,000 average collected balance to avoid the $10 monthly account service charge. Variable interest is calculated on daily collected balance, compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 0.85% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $5,000 – $10,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 0.85% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $10,000 – $25,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 0.85% | $85 | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $25,000 – $50,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 0.85% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $50,000 – $100,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 0.85% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $100,000 – $1,000,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 1.65% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $1,000,000 – $2,500,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 1.75% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $2,500,000 – $5,000,000$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 1.75% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
| $5,000,000 and up$10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. | 2.00% | — | $10 monthly fee waived if $5,000 average collected balance is maintained. Only one tier of interest applied per day. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.60%APY
$5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.Any balance | 0.60% | $60 | $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
0.60%APY
Exclusively for youth under the age of 18. Automatically transfers to Regular Savings at age 18. No monthly service charge, no minimum balance requirement. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceExclusively for youth under 18. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.Any balance | 0.60% | $60 | Exclusively for youth under 18. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location. |
Sources (2)
All captured Oct 16, 2026
Health Savings Account
0.50%APY
High Deductible Health Plan (HDHP) required. $2.50 monthly maintenance fee waived if a $1,000 average collected balance is maintained. $15 account set up fee per account. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000$2.50 monthly fee waived with $1,000 average collected balance. $15 account setup fee. Rates may vary by bank location. Variable interest compounded and credited monthly. Only one tier of interest will apply per day. | 0.50% | — | $2.50 monthly fee waived with $1,000 average collected balance. $15 account setup fee. Rates may vary by bank location. Variable interest compounded and credited monthly. Only one tier of interest will apply per day. |
| $1,000 and up$2.50 monthly fee waived with $1,000 average collected balance. $15 account setup fee. Rates may vary by bank location. Variable interest compounded and credited monthly. Only one tier of interest will apply per day. | 0.50% | $50 | $2.50 monthly fee waived with $1,000 average collected balance. $15 account setup fee. Rates may vary by bank location. Variable interest compounded and credited monthly. Only one tier of interest will apply per day. |
Sources (1)
- intrustbank.com/personal/savings/health-savings · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.