Credit union · NCUA insured
Mazuma Credit Union Savings Rates
Mazuma Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Mazuma Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Mazuma Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mazuma Credit Union
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Mazuma Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mazuma Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.00%APY
Membership Eligibility Required. Limit of six certain withdrawals/transfers per cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $49,999 | 1.00% | $100 |
| $50,000 – $100,000 | 1.85% | — |
| $100,000 – $199,999 | 2.50% | — |
| $200,000 – $499,999 | 2.70% | — |
| $500,000 and up | 3.10% | — |
Regular Share Savings
0.20%APY
Membership requires living or working in eligible Missouri/Kansas counties and a $1 deposit into a Share Savings account. Dividends calculated by the average daily balance method. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method and paid monthly.$100 and up | 0.20% | $20 | Daily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method and paid monthly. |
Special Share Savings
0.20%APY
Dividends calculated by the average daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method.$100 and up | 0.20% | $20 | Daily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method. |
Sources (1)
- mazuma.org/rates · captured Sep 18, 2026
Special-purpose accounts
For Young Investors (FYI)
0.20%APY
Savings account for members ages 13-17. Includes debit card and checking account access. Requires an adult (18+, parent/guardian preferred) to act as Joint Owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo daily balance requirement to earn stated rate. Interest compounds daily, paid at month-end.Any balance | 0.20% | $20 | No daily balance requirement to earn stated rate. Interest compounds daily, paid at month-end. |
IRA Share Account
0.20%APY
Available as Traditional, Roth, or Educational IRA. Tax-advantaged retirement savings. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method. Variable-rate account.$100 and up | 0.20% | $20 | Daily balance of $100 or more to earn stated APY. Dividends calculated by average daily balance method. Variable-rate account. |
Money Bunny
0.20%APY
Savings account for ages 0-12. No debit card or checking account access. Requires an adult (18+, parent/guardian preferred) to act as Joint Owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo daily balance requirement to earn stated rate. Interest compounds daily, paid at month-end.Any balance | 0.20% | $20 | No daily balance requirement to earn stated rate. Interest compounds daily, paid at month-end. |
Who can join Mazuma Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals and businesses in Jackson, Cass, Clay, or Platte counties in Missouri and Wyandotte or Johnson County in Kansas.
Cost to join
- Opening an account requires a $1 deposit into a Share Savings account.
Membership information collected October 4, 2026.