Credit union · NCUA insured
Azura Credit Union Savings Rates
Azura Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Azura Credit Union’s savings rates compare
Compared with banks and credit unions near Topeka, KS, where Azura Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Azura Credit Union
0.70%APY
- Earns on $10,000 a year
- $70
Money Market
Top rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Earns on $10,000 a year
- $371
Azura Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.31%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Azura Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.70%APY
Keep a $1,000 minimum balance to avoid a $5 monthly fee. Make up to six withdrawals every month and write up to three checks against the account every month. Rate may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 0.00% | — | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
| $1,000 – $10,000Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 0.50% | — | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
| $10,000 – $25,000Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 0.70% | $70 | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
| $25,000 – $50,000Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 0.90% | — | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
| $50,000 – $100,000Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 1.11% | — | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
| $100,000 and upKeep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. | 1.31% | — | Keep a $1,000 minimum balance to avoid a $5 monthly fee. Rate may change after the account is opened. |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.30%APY
A $5 deposit is required to establish membership and open the account. Balances of $100 or more earn dividends. Dividends are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upKeep $100 deposited to start earning dividends. Rate may change after the account is opened.$100 and up | 0.30% | $30 | Keep $100 deposited to start earning dividends. Rate may change after the account is opened. |
Sources (3)
- azuracu.com/personal-rates
- azuracu.com/personal/accounts/compare-savings
- azuracu.com/personal/accounts/savings
All captured Oct 5, 2026
Special-purpose accounts
IRA Share Account
1.01%APY
Includes Traditional and Roth IRA options. Balances over $100 earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upBalances over $100 earn dividends. Rate may change after the account is opened.$100 and up | 1.01% | $101 | Balances over $100 earn dividends. Rate may change after the account is opened. |
Health Savings Account (HSA)
0.50%APY
Must be covered by a qualified high-deductible health insurance plan and meet eligibility criteria. Balances over $100 earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upBalances over $100 earn dividends. Rate may change after account is opened.$100 and up | 0.50% | $50 | Balances over $100 earn dividends. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Who can join Azura Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone residing, working, or worshiping in 54 specified Kansas counties.
Employers and groups
- Membership is open to all employees, retirees, and members of American Legion Post 400, TARC, or United Steelworkers Union Local #400.
- Membership is open to all employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, and Southwestern Bell Communications.
Military, government and schools
- Membership is open to all employers and students of Kansas educational institutions.
- Membership is open to all employees and retirees of the U.S. Government (both military and civilian), as well as local, municipal, and state governments.
Family and household
- Membership is open to any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild, or former spouse of anyone eligible to be a member of Azura Credit Union.
Cost to join
- A $5 deposit par value in a Share (savings) account establishes credit union ownership and grants access to membership.
Membership information collected October 4, 2026.