Bank · FDIC insured
Security Bank of Kansas City Savings Rates
Security Bank of Kansas City’s best savings rate is 1.11% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Security Bank of Kansas City’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Security Bank of Kansas City has the most branches. $10,000, best rate first.
This bank’s best
Security Bank of Kansas City
1.11%APY
- Minimum
- $25
- Earns on $10,000 a year
- $111
Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Security Bank of Kansas City savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.11%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Security Bank of Kansas City ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.11%APY
Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.11% | — | Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $10,000 – $25,000Equal to or greater than $10,000.00 but less than $25,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.11% | $111 | Equal to or greater than $10,000.00 but less than $25,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $25,000 – $100,000Equal to or greater than $25,000.00 but less than $100,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.21% | — | Equal to or greater than $25,000.00 but less than $100,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $100,000 – $250,000Equal to or greater than $100,000.00 but less than $250,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.51% | — | Equal to or greater than $100,000.00 but less than $250,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $250,000 – $500,000Equal to or greater than $250,000.00 but less than $500,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.66% | — | Equal to or greater than $250,000.00 but less than $500,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $500,000 – $1,000,000Equal to or greater than $500,000.00 but less than $1,000,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.92% | — | Equal to or greater than $500,000.00 but less than $1,000,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
| $1,000,000 and upEqual to or greater than $1,000,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. | 1.99% | — | Equal to or greater than $1,000,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance. |
Sources (1)
- securitybankkc.com/personal/personal-savings · captured Oct 5, 2026
Special-purpose accounts
Personal Savings Account
0.20%APY
Minimum balance service charge of $5 per quarter waived with a $100 daily balance; waived along with excess withdrawal fees for primary account owners age 23 & under. Primary account owner age 17 and under requires adult (18+) joint owner. Enrollment in Online Banking required (age 13+). Free ATM card eligibility age 14+.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter.Any balance | 0.20% | $20 | Interest compounded and credited monthly. Variable rate may change after account opening. Minimum balance service charge is $5 per quarter (waived with $100 daily balance or age 23 & under). Excess withdrawal fee of $1 per withdrawal/debit over 9 per quarter. |
Sources (2)
All captured Oct 5, 2026
Health Savings Account
0.05%APY
Must be covered under a qualified High Deductible Health Plan (HDHP). Minimum balance service charge waived with a $1,000 daily balance or during the first 6 statement cycles after account opening. Includes check writing and HSA Debit Mastercard.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. | 0.05% | — | Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. |
| $1,000 – $10,000Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. | 0.05% | $5 | Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. |
| $10,000 – $25,000Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. | 0.05% | $5 | Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. |
| $25,000 – $100,000Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. | 0.05% | — | Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. |
| $100,000 and upInterest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. | 0.05% | — | Interest compounded and credited monthly. Variable rate may change after account opening. $5 monthly fee waived with $1,000 daily balance or during first 6 statement cycles. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.