Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Iowa
- Union State BankAdvantage Money MarketAdvantage Money Market · $100 min · 0.20%–2.53% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rate. Interest compounds monthly.
0.20% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $25,000Your amount 0.20% $25,000 and up 0.90% $100,000 and up 1.41% $300,000 and up 1.71% $500,000 and up 2.02% $1,000,000 and up 2.53% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Required to establish membership and provides access to all member benefits and services.
Offer: Dividends are calculated daily and paid monthly. A minimum balance of $25.00 is required to earn dividends.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded quarterly. Withdrawal of earnings could reduce APY.
Offer: Minimum balance to earn dividend is $100. Dividends compounded quarterly.
0.20% interest rate · Compounded quarterly · Effective Jun 1, 2026
Rate checked
More details - AscentraInvestor's ChoiceInvestor's Choice · $10,000 min · 0.20%–0.45% by balance
Credit union · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
Offer: Tier applies to average daily balance of $10,000 to $24,999.99.
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Investor's Choice Balance APY $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balances required to obtain disclosed APY.
Offer: Balance range: $5,000 - $24,999.99
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Prime Reserve Account Balance APY $5,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.40% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 36 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires no minimum deposit to open. No service charge when average collected daily balance is $50. May be subject to balance fee. APY assumes quarterly interest payment. Allows 12 withdrawals per calendar quarter at no charge.
Offer: No minimum balance to obtain APY, however may be subject to balance fee. No service charge when average collected daily balance is $50. APY assumes quarterly interest payment.
0.20% interest rate · Effective Feb 12, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: A Leighton Interest or Leighton Cash Back account is required to have a Leighton Savings rewards account. Limit one Leighton Savings rewards account per SSN. Available on consumer purpose accounts only.
Offer: Applies to all balances when qualifications are not met in Leighton Interest or Leighton Cash Back account during the monthly qualification cycle. Maintenance fee of $1.00 per withdrawal after 6 per statement cycle.
Qualified rate · 0.20% interest rate · Effective May 1, 2026
Rate checked
More details - First State BankMoney Market SavingsMoney Market Savings · $100 min · 0.10%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rate for higher rates of interest for higher account balance. The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account.
Offer: Daily balance up to $2,499.99. Rate may change after account opening.
0.10% interest rate · Effective Jul 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $50,000Your amount 0.20% $50,000 – $75,000 0.30% $75,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance requirements: None
0.20% interest rate · Effective Apr 1, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Refundable $25.00 deposit into a Share (Savings) account required to maintain membership with credit union. $200 combined average daily balance in all S-I-L accounts to avoid monthly fee.
Offer: $200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee ($2.00 account maintenance fee).
0.20% interest rate · $2 monthly fee · Effective Apr 1, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance requirements: None
0.20% interest rate · Effective Apr 1, 2024
Rate checked
More details - The Family Credit UnionRegular SharesSavings · $100 min · 0.15%–0.20% by balance
Credit union · 7 branches
0.20%APY$20 a year on $10,000Requirements
Product: Primary membership share account requires maintaining a $25 balance to retain credit union membership. Earns monthly dividends on balances over $100.
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $2,000 0.15% $2,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Higher interest rates reward consistency. Automatic transfers build discipline. All accrued earnings forfeited if closed before end of quarter.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.20% interest rate
Rate checked
More details - 0.19%APY$19 a year on $10,000
Requirements
Product: Debit Charge of $1.00 each in excess of five withdrawals per calendar month. ATM Card Fee $15.00 + tax per year (waived with eStatements). Minimum Balance fee of $0.50 per month if balance falls below $50.00 any day of the month.
0.19% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch