Bank · FDIC insured
First State Bank
A $72.5M bank headquartered in Nashua, IA, with 1 branch in Iowa. Best rates: CDs 4.11% and savings 0.20% APY.
First State Bank Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#104 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First State Bank
First State Bank is an independent, locally managed community bank headquartered in Nashua, Iowa.
- Headquarters
- 401 Main St, Nashua, IA 50658
- FDIC certificate
- 57910 ↗
Branches
1 branch in Iowa
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Iowa
1 branch
- First State BankMain office401 Main St, Nashua, IA 50658Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.71% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.00% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.62% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $90 | $67 | — |
- CapitalLeverage ratio10.71%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.62%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$90Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.