Credit union · NCUA insured
Ascentra
A $593.2M credit union headquartered in Bettendorf, IA, with 42,882 members and 9 branches in 2 states. Best rates: CDs 4.40% and savings 0.20% APY.
Ascentra Carrot Score
84
Carrot Score
Higher than 64% of U.S. banks and credit unions
#6 of 28 in Davenport, IA-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ascentra
Founded in 1950 as Alcoa Employees Credit Union, the institution was organized by factory employees in Riverdale, Iowa to help each other with small loans.
Today, Ascentra Credit Union is a member-owned cooperative headquartered in Bettendorf, Iowa, serving 21 counties across Eastern Iowa and Western Illinois.
- Headquarters
- 2019 Grant St, Bettendorf, IA 52722
- NCUA charter
- 63268
Branches
9 branches in 2 states
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Iowa
8 branches
Davenport area · 5
- Grant StreetMain office2019 Grant St, Bettendorf, IA 52722Directions
- East 53rd2339 53rd Ave, Bettendorf, IA 52722Directions
- Central Davenport1800 Brady St, Davenport, IA 52803Directions
- West 3rd1710 W 3rd St, Davenport, IA 52802Directions
- West 53rd1515 W 53rd St, Davenport, IA 52806Directions
Clinton area · 2
- North 2nd1702 N 2nd St, Clinton, IA 52732Directions
- South 14th1116 S 14th St, Clinton, IA 52732Directions
Muscatine area · 1
- Muscatine2419 Park Ave, Muscatine, IA 52761Directions
Illinois
1 branch
- Moline3005 7th St, Moline, IL 61265Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.16% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.76% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.54% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $82 | $76 | — |
- CapitalNet worth ratio10.16%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.76%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.54%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$82Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ascentra are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.