Credit union · NCUA insured
Ascentra Savings Rates
Ascentra’s best savings rate is 0.20% APY on $10,000, with its Investor's Choice. Rates checked October 16, 2026.
How Ascentra’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Ascentra has the most branches. $10,000, best rate first.
This credit union’s best
Ascentra
0.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $20
Investor's Choice
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Ascentra savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ascentra ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investor's Choice
0.20%APY
Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $25,000Tier applies to average daily balance of $10,000 to $24,999.99. | 0.20% | $20 | Tier applies to average daily balance of $10,000 to $24,999.99. |
| $25,000 – $50,000Tier applies to average daily balance of $25,000 to $49,999.99. | 0.25% | — | Tier applies to average daily balance of $25,000 to $49,999.99. |
| $50,000 – $75,000Tier applies to average daily balance of $50,000 to $74,999.99. | 0.30% | — | Tier applies to average daily balance of $50,000 to $74,999.99. |
| $75,000 – $100,000Tier applies to average daily balance of $75,000 to $99,999.99. | 0.35% | — | Tier applies to average daily balance of $75,000 to $99,999.99. |
| $100,000 and upTier applies to average daily balance of $100,000 and over. | 0.45% | — | Tier applies to average daily balance of $100,000 and over. |
Sources (1)
- ascentra.org/rates · captured Oct 5, 2026
Money Market
0.15%APY
Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $10,000Tier applies to average daily balance of $1,000 to $9,999.99. | 0.10% | — | Tier applies to average daily balance of $1,000 to $9,999.99. |
| $10,000 – $25,000Tier applies to average daily balance of $10,000 to $24,999.99. | 0.15% | $15 | Tier applies to average daily balance of $10,000 to $24,999.99. |
| $25,000 – $50,000Tier applies to average daily balance of $25,000 to $49,999.99. | 0.20% | — | Tier applies to average daily balance of $25,000 to $49,999.99. |
| $50,000 – $75,000Tier applies to average daily balance of $50,000 to $74,999.99. | 0.25% | — | Tier applies to average daily balance of $50,000 to $74,999.99. |
| $75,000 – $100,000Tier applies to average daily balance of $75,000 to $99,999.99. | 0.30% | — | Tier applies to average daily balance of $75,000 to $99,999.99. |
| $100,000 and upTier applies to average daily balance of $100,000 and over. | 0.35% | — | Tier applies to average daily balance of $100,000 and over. |
Sources (2)
All captured Oct 5, 2026
First-Time Homebuyer's Savings Account
0.30%APY
For Iowans saving for a first-time home purchase in Iowa. Contributions must remain in account for 90 days prior to use. Money remaining more than 10 years after opening is considered withdrawn.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMaintenance or activity fees could reduce earnings.Any balance | 0.30% | $30 | Maintenance or activity fees could reduce earnings. |
All Purpose Savings
0.05%APY
No service charges, no minimum balance required, unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$100 and up | 0.05% | $5 | Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Escrow Account
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAverage daily balances of $1 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$1 and up | 0.05% | $5 | Average daily balances of $1 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Sources (3)
All captured Oct 5, 2026
Membership Share Savings
0.05%APY
No service charges, no minimum balance required, unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$100 and up | 0.05% | $5 | Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Special-purpose accounts
Health Savings Account
0.30%APY
Combines high deductible health insurance with a tax-favored savings account. Open in-branch.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$100 and up | 0.30% | $30 | Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Individual Retirement Saver Account (Traditional and Roth)
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$100 and up | 0.30% | $30 | Average daily balances of $100 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Sources (3)
All captured Oct 5, 2026
Club Savings
0.05%APY
No service charges, no minimum balance required, unlimited transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upAverage daily balances of $1 or more to earn stated APY. Maintenance or activity fees could reduce earnings.$1 and up | 0.05% | $5 | Average daily balances of $1 or more to earn stated APY. Maintenance or activity fees could reduce earnings. |
Who can join Ascentra
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.