Credit union · NCUA insured
The Family Credit Union Savings Rates
The Family Credit Union’s best savings rate is 0.30% APY on $10,000, with its Growth Savings. Rates checked October 16, 2026.
How The Family Credit Union’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where The Family Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
The Family Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Growth Savings
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
The Family Credit Union savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Family Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Growth Savings
0.30%APY
Minimum balance of $1,500 required to earn dividends. TIA accounts yield higher daily dividends and are paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 – $24,999 | 0.30% | $30 |
| $25,000 – $49,999 | 0.40% | — |
| $50,000 – $99,999 | 0.50% | — |
| $100,000 and up | 0.55% | — |
Regular Shares
0.20%APY
Primary membership share account requires maintaining a $25 balance to retain credit union membership. Earns monthly dividends on balances over $100.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,000 | 0.15% | — |
| $2,000 and up | 0.20% | $20 |
Thrift Shares
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.15% | $15 |
Sources (1)
- familycu.com/current-rates · captured Sep 18, 2026
Special-purpose accounts
Young Adult Account
Up to 2.50%APY
Up to age 26; accounts must meet monthly activity and enrollment requirements
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Balances <$500 | 0.15% | — | Balances <$500 |
| $500 – $5,000Balances >$500 up to $5,000 average daily balance | 2.50% | — | Balances >$500 up to $5,000 average daily balance |
Kirby Kangaroo Club
0.75%APY
Club for kids up to 13/14 years old. Requires a $25 minimum opening membership deposit in the basic 01 Savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 2.00% | — |
| $5,000 – $25,000 | 0.75% | $75 |
| $25,000 and up | 0.15% | — |
Sources (3)
All captured Sep 18, 2026
Health Savings
0.20%APY
Must be enrolled in a High-Deductible Health Plan (HDHP). No minimum balance requirement; earns monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (4)
- familycu.com/current-rates
- familycu.com/health-savings-account-2
- familycu.com/health-savings-account
- familycu.com/savings
All captured Sep 18, 2026
IRA Savings
0.20%APY
No annual, maintenance, or transfer fees. No minimum balance requirement; dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.20% | $20 |
Sources (3)
All captured Sep 18, 2026
Christmas Club
0.15%APY
Funds are deposited to savings account on November 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.15% | $15 |
Who can join The Family Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.