Compare Bank & Credit Union Rates
Best savings rates in Cedar Rapids, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Cedar Rapids, IA
- 0.10%APY$10 a year on $10,000
Requirements
Product: Opening a Share Savings account requires a minimum $5 deposit to establish membership and ownership.
0.00% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account.
Offer: $50 minimum balance to earn interest
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member to open an account. Minimum $5 share deposit to establish membership.
Offer: Minimum $5 balance to open; on all balances over $50.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly interest. No minimum balance requirement. No service charge. Easily accessible for quick withdrawals.
Offer: Interest rates subject to change.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest rates may change after account is open. Fees could reduce earnings. APY is based on monthly compounding. ChexSystems reports may be pulled for new customers.
0.00% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Employee Advantage Balance APY Up to $999 0.00% $1,000 and upYour amount 0.10% Rate checked
More details - Corda Credit UnionEmergency SavingsSavings · $0 min · 0.10%–6.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Available to members 18 and up. Membership Savings account required.
Offer: Rate based on average daily balance. Balances up to $2,500 earn 6.00% APY.
Rate by balance
Rate by balance for Emergency Savings Balance APY Up to $2,500 6.00% Over $2,500Your amount 0.10% Rate checked
More details - Corda Credit UnionMembership SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining $5 to establish and maintain membership in Corda Credit Union. Required to obtain Corda Credit Union products.
Rate by balance
Rate by balance for Membership Savings Balance APY Up to $100 0.00% Over $100Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 minimum balance. Required for membership. Quarterly dividend earnings. Accrued earnings forfeited if closed before end of quarter. Option for non-interest primary savings.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.10% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Gold Savings has the minimum of $10,000 to open and no interest earned for that day. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
Offer: Gold Savings has the minimum of $10,000 to open and no interest earned for that day. Fees could reduce earnings. APY is based on quarterly compounding. ChexSystems reports may be pulled for new customers.
0.05% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Gold Savings Balance APY $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.20% $250,000 – $499,999 0.25% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Account includes Visa Debit Card. Stated rate is paid on the entire account balance. Access to nationwide network of MoneyPass ATMs.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 average daily balance required to avoid $5.00 monthly service charge; $1.50 non-CRBT ATM transaction fee; free eStatements; unlimited withdrawals.
Offer: $5.00 monthly service charge if average daily balance falls below $100.
$5 monthly fee · Effective Mar 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Rapids, IA
80 accounts at 24 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.25%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Cedar Rapids, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 4 branches
- Bankers TrustBank · 2 branches
- Corda Credit UnionCredit union · 4 branches