Bank · FDIC insured
Fairfax State Savings Bank Savings Rates
Fairfax State Savings Bank’s best savings rate is 0.25% APY on $10,000, with its Insured Money Market Savings Account. Rates checked October 16, 2026.
How Fairfax State Savings Bank’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Fairfax State Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Fairfax State Savings Bank
0.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $25
Insured Money Market Savings Account
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Fairfax State Savings Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fairfax State Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Money Market Savings Account
0.25%APY
Minimum balance to open account is $5,000.00 and minimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield. Interest rates subject to change.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMinimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield.$5,000 and up | 0.25% | $25 | Minimum average daily balance of $5,000.00 is required to obtain the disclosed annual percentage yield. |
Sources (1)
- thebankhere.com/rates · captured Oct 5, 2026
Regular Savings
0.10%APY
Quarterly interest. No minimum balance requirement. No service charge. Easily accessible for quick withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rates subject to change.Any balance | 0.10% | $10 | Interest rates subject to change. |
Special-purpose accounts
Individual Retirement Account (IRA)
0.20%APY
Funds contributed are invested in an FDIC-protected variable-rate savings account. In addition to a competitive rate, provides tax documents and a quarterly statement. Account options include Traditional IRAs, Roth IRAs, SIMPLE IRAs, Simplified Employer Plans, and Qualified Retirement Plans.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSubject to penalty for early withdrawal. Interest rates subject to change.Any balance | 0.20% | $20 | Subject to penalty for early withdrawal. Interest rates subject to change. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.