Credit union · NCUA insured
Metco Credit Union Savings Rates
Metco Credit Union’s best savings rate is 0.80% APY on $10,000, with its Mega Saver Money Market. Rates checked October 16, 2026.
How Metco Credit Union’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Metco Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metco Credit Union
0.80%APY
- Minimum
- —
- Earns on $10,000 a year
- $80
Mega Saver Money Market
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Metco Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0002.07%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metco Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Mega Saver Money Market
0.80%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $7,500 | 0.80% | — |
| $7,500 – $15,000 | 0.80% | $80 |
| $15,000 – $50,000 | 1.26% | — |
| $50,000 and up | 2.07% | — |
Sources (1)
- metcocu.org/rates · captured Oct 16, 2026
Share Savings
0.10%APY
Opening a Share Savings account requires a minimum $5 deposit to establish membership and ownership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 and up | 0.10% | $10 |
Special-purpose accounts
IRA Share Savings
0.90%APY
Metco Credit Union offers IRA share savings as secure, low-risk options designed for retirement planning.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.65% | — |
| $10,000 – $30,000 | 0.90% | $90 |
| $30,000 and up | 1.15% | — |
Sources (1)
- metcocu.org/rates · captured Oct 16, 2026
Christmas Club Share Savings
0.10%APY
Funds are disbursed annually in time for seasonal shopping.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 16, 2026
Health Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.10% | $10 |
Sources (1)
- metcocu.org/rates · captured Oct 16, 2026
Youth Share Savings
0.10%APY
For ages 0-17. Earn dividends on the first $5.00 deposited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAges 0-17.$5 and up | 0.10% | $10 | Ages 0-17. |
Who can join Metco Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Linn County or one of the 14 surrounding Iowa counties are eligible for membership.
Employers and groups
- Employees of companies enrolled in Metco's Employee Connect Program are eligible for membership.
Family and household
- Family members of eligible or current members are eligible for membership.
Cost to join
- A minimum deposit of $5.00 into a savings account is required to join Metco Credit Union and become a member-owner.
Membership information collected October 4, 2026.