Credit union · NCUA insured
Metco Credit Union
A $58.2M credit union headquartered in Cedar Rapids, IA, with 3,282 members and 1 branch in Iowa. Best rates: CDs 4.22% and savings 0.80% APY.
Metco Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#7 of 29 in Cedar Rapids, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Metco Credit Union
Headquartered in Cedar Rapids, Iowa, Metco Credit Union serves individuals who live or work in Linn County and 14 surrounding Iowa counties.
- Headquarters
- 115 8th Ave SW, Cedar Rapids, IA 52404
- NCUA charter
- 60013
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Linn County or one of the 14 surrounding Iowa counties are eligible for membership.
Employers and groups
- Employees of companies enrolled in Metco's Employee Connect Program are eligible for membership.
Family and household
- Family members of eligible or current members are eligible for membership.
Cost to join
- A minimum deposit of $5.00 into a savings account is required to join Metco Credit Union and become a member-owner.
Branches
1 branch in Iowa
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Iowa
1 branch
- MainMain office115 8th Ave SW, Cedar Rapids, IA 52404Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.81% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.70% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.70% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio18.81%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.70%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.70%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Metco Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.