Bank · FDIC insured
Hills Bank
A $4.8B bank, the 289th largest of 4,207, headquartered in Hills, IA, with 20 branches in Iowa. Best rates: CDs 0.70% and savings 0.20% APY.
Hills Bank Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#19 of 21 in Iowa City, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hills Bank
Founded in 1904 by 19 local citizens in Hills, Iowa, the bank was established to create a local community bank serving the people.
Headquartered in Hills, Iowa, Hills Bank maintains local, independent ownership backed by a large and diverse shareholder group.
Today, the bank spans 19 locations across four eastern Iowa counties.
- Headquarters
- 131 Main St, Hills, IA 52235
- FDIC certificate
- 14650 ↗
Branches
20 branches in Iowa
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Iowa
20 branches
Iowa City area · 12
- Hills Bank and Trust CompanyMain office131 Main St, Hills, IA 52235Directions
- Coralville Branch1009 2nd St, Coralville, IA 52241Directions
- Eastside Branch2621 Muscatine Ave, Iowa City, IA 52240Directions
- Gilbert Street Branch1401 S Gilbert St, Iowa City, IA 52240Directions
- Oaknoll Retirement Center701 Oaknoll Dr, Iowa City, IA 52246Directions
- Old Capitol Mall201 S Clinton St, Iowa City, IA 52240Directions
- University Of Iowa Hospitals And Clinics (Uihc) Branch200 Hawkins Dr, Iowa City, IA 52242Directions
- Kalona Branch120 5th St, Kalona, IA 52247Directions
- North Liberty Branch25 Highway 965, North Liberty, IA 52317Directions
- North Liberty Branch590 W Forevergreen Rd, North Liberty, IA 52317Directions
- Washington Branch2481 Highway 92, Washington, IA 52353Directions
- Wellman Branch229 8th Ave, Wellman, IA 52356Directions
Cedar Rapids area · 7
- Blairs Ferry Road Branch3905 Blairs Ferry Rd Ne, Cedar Rapids, IA 52402Directions
- Downtown Branch Cr240 3rd Ave Se, Cedar Rapids, IA 52401Directions
- Southwest Cr Branch3610 Williams Blvd Sw, Cedar Rapids, IA 52404Directions
- Lisbon Branch103 W Main St, Lisbon, IA 52253Directions
- Marion Branch800 11th St, Marion, IA 52302Directions
- Marion Eastside Office Branch3204 7th Ave, Marion, IA 52302Directions
- Mount Vernon Branch720 1st Ave Se, Mount Vernon, IA 52314Directions
Williamsburg area · 1
- Williamsburg Branch200 W State St, Williamsburg, IA 52361Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.36% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.08% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalLeverage ratio13.36%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.08%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hills Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.