Credit union · NCUA insured
Veridian Credit Union Savings Rates
Veridian Credit Union’s best savings rate is 0.10% APY on $10,000, with its Additional Savings. Rates checked October 16, 2026.
How Veridian Credit Union’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Veridian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Veridian Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Additional Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Veridian Credit Union savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Veridian Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Additional Savings
0.10%APY
Must be a member to open an account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn interest$50 and up | 0.10% | $10 | $50 minimum balance to earn interest |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
Savings
0.10%APY
Must be a member to open an account. Minimum $5 share deposit to establish membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum $5 balance to open; on all balances over $50.$50 and up | 0.10% | $10 | Minimum $5 balance to open; on all balances over $50. |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
Special-purpose accounts
Teen Savings
1.25%APY
Specifically built for ages 13 - 17. Requires adult parent/guardian joint owner who is a Veridian member. No service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 minAny balance | 1.25% | $125 | $5 min |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
Youth Savings
1.25%APY
Specifically built for age 12 and under (Penny's Adventures youth program). Requires adult parent/guardian joint owner who is a Veridian member. No service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 minimum deposit; $0 requirement in rate table.Any balance | 1.25% | $125 | $5 minimum deposit; $0 requirement in rate table. |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
HSA Savings
0.40%APY
Must be a member to open an account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn interest$50 and up | 0.40% | $40 | $50 minimum balance to earn interest |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
IRA Savings
0.15%APY
Must be a member to open an account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn interest.$50 and up | 0.15% | $15 | $50 minimum balance to earn interest. |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
Holiday Club
0.10%APY
Contribute throughout the year and receive full balance automatically each October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50 minimum balance to earn interest$50 and up | 0.10% | $10 | $50 minimum balance to earn interest |
Sources (1)
- veridiancu.org/personal/save/savings · captured Oct 16, 2026
Who can join Veridian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.