Credit union · NCUA insured
Veridian Credit Union
A $8.9B credit union, the 41st largest of 4,329, headquartered in Waterloo, IA, with 374,001 members and 31 branches in 3 states. Best rates: CDs 4.35% and savings 0.10% APY.
Veridian Credit Union Carrot Score
70
Carrot Score
Higher than 26% of U.S. banks and credit unions
#40 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Veridian Credit Union
Veridian Credit Union is a member-owned financial cooperative with locations in Iowa, Nebraska and Minnesota.
- Headquarters
- 1827 Ansborough Ave, Waterloo, IA 50701
- NCUA charter
- 64418
Branches
31 branches in 3 states
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Iowa
24 branches
Waterloo area · 9
- Ansborough OfficeMain office1827 Ansborough Ave, Waterloo, IA 50701Directions
- Cedar Heights3621 Cedar Heights Dr, Cedar Falls, IA 50613Directions
- College Square Hy-Vee6301 University Ave, Cedar Falls, IA 50613Directions
- East Viking1000 Brandilynn Blvd, Cedar Falls, IA 50613Directions
- Thunder Ridge2322 W 1st St, Cedar Falls, IA 50613Directions
- Crossroads Hy-Vee1422 Flammang Dr, Waterloo, IA 50702Directions
- Kimball102 Tower Park Dr, Waterloo, IA 50701Directions
- Lafayette1616 Lafayette St, Waterloo, IA 50703Directions
- Waverly315 Oak Ridge Cir, Waverly, IA 50677Directions
Des Moines area · 9
- Ankeny Main1201 S Ankeny Blvd, Ankeny, IA 50023Directions
- Georgetown2180 N Ankeny Blvd, Ankeny, IA 50023Directions
- Prairie Trail2115 SW State St, Ankeny, IA 50023Directions
- Ingersoll2005 Ingersoll Ave, Des Moines, IA 50309Directions
- Park Avenue Hy-Vee3221 SE 14th St, Des Moines, IA 50320Directions
- Johnston5401 NW 86th St, Johnston, IA 50131Directions
- Waukee655 E Hickman Rd, Waukee, IA 50263Directions
- EP True1901 EP True Pkwy, West Des Moines, IA 50265Directions
- West Lakes5910 University Ave, West Des Moines, IA 50266Directions
Cedar Rapids area · 2
- Blairs Ferry5805 Rockwell Dr NE, Cedar Rapids, IA 52402Directions
- Westdale2810 Edgewood Rd SW, Cedar Rapids, IA 52404Directions
Iowa City area · 1
- Coralville704 2nd St, Coralville, IA 52241Directions
Omaha area · 1
- West Broadway - Council Bluffs2040 W Broadway, Council Bluffs, IA 51501Directions
Independence area · 1
- Independence1900 3rd Ave SE, Independence, IA 50644Directions
Oelwein area · 1
- Oelwein1 W Charles St Ste 1, Oelwein, IA 50662Directions
Nebraska
6 branches
- Dodge-Omaha7529 Dodge St, Omaha, NE 68114Directions
- Gretna18909 Oakmont Dr., Omaha, NE 68136Directions
- Legacy17050 Wright Plz, Omaha, NE 68130Directions
- South 144th St2525 S 144TH St, Omaha, NE 68144Directions
- West Maple-Omaha15001 W Maple Rd, Omaha, NE 68116Directions
- Papillion10324 S 71st Ter, Papillion, NE 68133Directions
Minnesota
1 branch
- Shady Oak6385 Old Shady Oak Rd Suite 110, Eden Prairie, MN 55344Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.57% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.67% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.65% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $103 | $88 | — |
- CapitalNet worth ratio11.57%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.67%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.65%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$103Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Veridian Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.