Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Indiana
- 0.50%APY$50 a year on $10,000
Requirements
Product: Statement notification by email. Service fee waived until age 23; at age 23, a $1 service fee is assessed if balance falls below $100 during the statement cycle. A $3.95 statement service charge applies after 30 days of account opening if statement verification is not completed on online or mobile banking.
Offer: Tier 1 rate for balances $0.00 to $15,000.00. Monthly fee of $1 waived if minimum monthly balance of $100 is maintained (or until age 23).
0.50% interest rate · $1 monthly fee
Rate by balance
Rate by balance for eSavings Balance APY Up to $15,000Your amount 0.50% $15,000 and up 0.40% Rate checked
More details - Advantage Plus Federal Credit UnionRegular SharesSavings · $5 min · 0.20%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A balance of $50 is required to avoid a service fee.
Offer: A balance of $50 is required to avoid a service fee.
0.20% interest rate
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $10,000 0.20% $10,000 – $75,000Your amount 0.50% $75,000 – $200,000 1.01% $200,000 and up 1.26% Rate checked
More details - Advantage Plus Federal Credit UnionSpecial SharesSavings · $0 min · 0.20%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.20% interest rate
Rate by balance
Rate by balance for Special Shares Balance APY Up to $10,000 0.20% $10,000 – $75,000Your amount 0.50% $75,000 – $200,000 1.01% $200,000 and up 1.26% Rate checked
More details - First Robinson Savings BankFree Kasasa SaverSavings · $1 min · 0.25%–0.50% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Links to free Kasasa Cash checking account. Must be a resident of primary market areas of Crawford County, IL, Knox County, IN or adjoining counties. Limit 1 account per SSN.
Offer: When Kasasa Cash qualifications are met (at least 10 debit card purchases post and settle, at least 1 direct deposit/ACH/bill pay transaction post and settle, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · 0.50% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $15,000Your amount 0.50% Over $15,000 0.25%* Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details - ENERGY PLUSMoney Market AccountsMoney Market Accounts · $5,000 min · 0.50%–1.75% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates may vary after account is open. Fees may reduce earning if incurred. Minimum balance of $1,000 required to earn stated dividend rate and APY.
Offer: Minimum balance of $1,000 required to earn stated dividend rate and APY.
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $75,000Your amount 0.50% $75,001 – $150,000 1.00% $150,001 and up 1.75% Rate checked
More details - Bath State BankEarly Harvest Money MarketEarly Harvest Money Market · $5,000 min · 0.50%–1.52% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum deposit for Early Harvest accounts $5,000. If the balance changes within the month, the APY also changes to match the balance. All APYs are calculated using monthly compounding. Fees may reduce earnings on the account.
Offer: Tier: Up to $24,999.99
Effective Oct 1, 2026
Rate by balance
Rate by balance for Early Harvest Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.80% $100,000 – $150,000 1.16% $150,000 and up 1.52% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash Back checking account. Kasasa Cash Back qualifications per Monthly Qualification Cycle: at least 1 direct deposit, ACH payment, or ACH credit transaction; at least 12 debit card purchases; enrolled in and agree to receive eStatements.
Offer: When qualifications in linked Kasasa Cash Back account are met.
Qualified rate · No monthly fee · Effective May 12, 2022
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 0.50% Over $50,000When qualifications in linked Kasasa Cash Back account are met; 0.15%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $2.00 service charge if average monthly balance falls below $100.00; $1.00 excess withdrawal fee for each withdrawal in excess of six per calendar month; variable rate subject to change; quarterly compounding.
Offer: Interest compounded and credited quarterly; variable rate.
0.50% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $99,999Your amount 0.50% $100,000 – $999,999 0.85% $1,000,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000intro rate
Requirements
Product: Variable-rate account where the rate may change after opening. Interest is credited quarterly with imaged statements mailed quarterly. Withdrawals are limited to six in-person per quarter to avoid a service charge. ATM and electronic transfers are unlimited.
Offer: Rate may change after opening. Early withdrawal penalty may or will be imposed. Fees or other conditions could reduce earnings.
Promotional rate · 0.50% interest rate · No monthly fee
Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - Family Horizons Credit UnionMoney MarketMoney Market · $1,000 min · 0.10%–2.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.10% interest rate · Effective Apr 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 1.25% $100,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Dividends are compounded daily and paid quarterly. Rate declared quarterly by Board of Directors.
Offer: Dividends compounded daily and paid quarterly.
0.50% interest rate · Compounded daily
Rate checked
More details - CITY OF FIRSTS COMMUNITY FEDERAL CREDIT UNIONMoney MarketMoney Market · $2,500 min · 0.15%–1.77% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening balance on Money Market is $2,500.
0.15% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.15% $2,500 – $10,000Your amount 0.50% $10,000 – $25,000 1.01% $25,000 – $50,000 1.26% Over $50,000 1.77% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: A $25 balance is required for Credit Union membership. Dividends are calculated on daily balance and paid monthly. Can be used for overdraft protection for share draft checking accounts.
Offer: Dividends are calculated on daily balance and paid monthly.
0.50% interest rate · Effective Aug 1, 2017
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch