Credit union · NCUA insured
Advantage Plus Federal Credit Union Savings Rates
Top CarrotAdvantage Plus Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Regular Shares. Rates checked October 15, 2026.
How Advantage Plus Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Terre Haute, IN, where Advantage Plus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advantage Plus Federal Credit Union
0.50%APY
- Minimum
- $5
- Earns on $10,000 a year
- $50
Regular Shares
Top rate
First Farmers Bank & Trust
2.70%APY
- Minimum
- —
- Earns on $10,000 a year
- $270
2nd-highest rate
Crane Credit Union
1.51%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $151
Advantage Plus Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advantage Plus Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.50%APY
A balance of $50 is required to avoid a service fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000A balance of $50 is required to avoid a service fee. | 0.20% | — | A balance of $50 is required to avoid a service fee. |
| $10,000 – $75,000A balance of $50 is required to avoid a service fee. | 0.50% | $50 | A balance of $50 is required to avoid a service fee. |
| $75,000 – $200,000A balance of $50 is required to avoid a service fee. | 1.01% | — | A balance of $50 is required to avoid a service fee. |
| $200,000 and upA balance of $50 is required to avoid a service fee. | 1.26% | — | A balance of $50 is required to avoid a service fee. |
Special Shares
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | — |
| $10,000 – $75,000 | 0.50% | $50 |
| $75,000 – $200,000 | 1.01% | — |
| $200,000 and up | 1.26% | — |
Special-purpose accounts
IRA Share Account
Up to 4.58%APY
Available as Traditional IRA for payroll deductions or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRoth IRAAny balance | 4.58% | $458 | Roth IRA |
| Any balanceTraditional IRA ShareAny balance | 0.45% | $45 | Traditional IRA Share |
Coverdell Education Account
0.45%APY
Available as a share account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.45% | $45 |
Christmas Club
0.25%APY
Christmas Club begins October 1st, but may be started at any time during the year. On October 1st, funds are transferred to regular share account or draft account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBegins October 1st, but may be started anytime. Funds transfer to regular share account or draft account on October 1st.Any balance | 0.25% | $25 | Begins October 1st, but may be started anytime. Funds transfer to regular share account or draft account on October 1st. |
Who can join Advantage Plus Federal Credit Union
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