Bank · FDIC insured
Freedom Bank Savings Rates
Freedom Bank’s best savings rate is 1.97% APY on $10,000, with its Money Market Checking. Rates checked October 15, 2026.
How Freedom Bank’s savings rates compare
Compared with banks and credit unions near Jasper, IN, where Freedom Bank has the most branches. $10,000, best rate first.
This bank’s best
Freedom Bank
1.97%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $197
Money Market Checking
2nd-highest rate
Dubois-Pike Federal Credit Union
1.92%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $192
3rd-highest rate
Liberty FCU
1.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $100
Freedom Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.97%
- $100,000 balance$100,0001.97%
- QualifiedQualified1.97%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Freedom Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
1.97%APY
Features limited check writing and withdrawals per Federal regulations. Interest is credited monthly. Available to individuals, sole proprietors, partnerships, corporations, and organizations. Variable-rate account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $250,000 | 1.97% | $197 |
| $250,000 – $500,000 | 2.53% | — |
| $500,000 – $1,000,000 | 3.20% | — |
| $1,000,000 and up | 3.66% | — |
Sources (2)
All captured Oct 15, 2026
Regular Savings
0.50%APY
Variable-rate account where the rate may change after opening. Interest is credited quarterly with imaged statements mailed quarterly. Withdrawals are limited to six in-person per quarter to avoid a service charge. ATM and electronic transfers are unlimited.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after opening. Early withdrawal penalty may or will be imposed. Fees or other conditions could reduce earnings.Any balance | 0.50% | $50 | Rate may change after opening. Early withdrawal penalty may or will be imposed. Fees or other conditions could reduce earnings. |
Sources (3)
- thatsfreedom.bank/personal/savings
- thatsfreedom.bank/personal/savings/deposit-rates
- thatsfreedom.bank/personal/cds-iras-and-hsas
All captured Oct 5, 2026
Special-purpose accounts
IRA Money Market
0.85%APY
Variable-rate account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.85% | $85 |
Sources (1)
- thatsfreedom.bank/personal/savings/deposit-rates · captured Oct 15, 2026
Health Savings Account (HSA)
0.50%APY
Available to eligible individuals in conjunction with a high-deductible health plan (HDHP). Pre-tax savings for qualified medical expenses and tax-free interest earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. | 0.50% | — | Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. |
| $2,500 – $5,000Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. | 0.50% | — | Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. |
| $5,000 – $20,000Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. | 0.50% | $50 | Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. |
| $20,000 and upVariable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. | 0.50% | — | Variable-rate account where the rate may change after opening. Fees or other conditions could reduce earnings. |
Sources (3)
- thatsfreedom.bank/personal/savings
- thatsfreedom.bank/personal/savings/deposit-rates
- thatsfreedom.bank/personal/cds-iras-and-hsas
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.