Bank · FDIC insured
First Robinson Savings Bank Savings Rates
First Robinson Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First Robinson Savings Bank’s savings rates compare
Compared with banks and credit unions near Vincennes, IN, where First Robinson Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Robinson Savings Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $50
Free Kasasa Saver
Top rate
Owen County State Bank
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $125
2nd-highest rate
Liberty FCU
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
First Robinson Savings Bank savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Robinson Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 0.50%APY
Links to free Kasasa Cash checking account. Must be a resident of primary market areas of Crawford County, IL, Knox County, IN or adjoining counties. Limit 1 account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000When Kasasa Cash qualifications are met (at least 10 debit card purchases post and settle, at least 1 direct deposit/ACH/bill pay transaction post and settle, and enrolled in eStatements during Monthly Qualification Cycle). | 0.50% | $50 | When Kasasa Cash qualifications are met (at least 10 debit card purchases post and settle, at least 1 direct deposit/ACH/bill pay transaction post and settle, and enrolled in eStatements during Monthly Qualification Cycle). |
| Any balanceApplies to entire daily balance if Kasasa Cash qualifications are not met. | 0.03% | $3 | Applies to entire daily balance if Kasasa Cash qualifications are not met. |
| Over $15,000Applies to portion of balance over $15,000 when Kasasa Cash qualifications are met, resulting in an APY range of 0.50% to 0.28% depending on balance. | 0.25% | — | Applies to portion of balance over $15,000 when Kasasa Cash qualifications are met, resulting in an APY range of 0.50% to 0.28% depending on balance. |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-sav…s/free-kasasa-saver.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 6, 2026
Money Market Account
0.15%APY
Avoid the $5 monthly service charge by maintaining a $1,000 average balance. Free online banking, mobile banking, and eStatements. Direct check writing available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Avoid the $5 monthly service charge by maintaining a $1,000 average balance; no minimum balance to earn APY. | 0.10% | — | Avoid the $5 monthly service charge by maintaining a $1,000 average balance; no minimum balance to earn APY. |
| $1,000 – $2,499Avoid the $5 monthly service charge by maintaining a $1,000 average balance; $1,000 minimum balance to earn APY. | 0.10% | — | Avoid the $5 monthly service charge by maintaining a $1,000 average balance; $1,000 minimum balance to earn APY. |
| $2,500 – $24,999Avoid the $5 monthly service charge by maintaining a $1,000 average balance; $2,500 minimum balance to earn APY. | 0.15% | $15 | Avoid the $5 monthly service charge by maintaining a $1,000 average balance; $2,500 minimum balance to earn APY. |
| $25,000 and upAvoid the $5 monthly service charge by maintaining a $1,000 average balance; $25,000 minimum balance to earn APY. | 0.25% | — | Avoid the $5 monthly service charge by maintaining a $1,000 average balance; $25,000 minimum balance to earn APY. |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-sav…oney-market-account.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 6, 2026
Statement Savings
0.10%APY
$3 quarterly service charge avoided by maintaining a $100 minimum balance; no service charge for full-time students (must notify bank).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY. $3 quarterly fee waived with $100 minimum balance or for full-time students.Any balance | 0.10% | $10 | No minimum balance to earn APY. $3 quarterly fee waived with $100 minimum balance or for full-time students. |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-sav…s/statement-savings.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
2.27%APY · 1 term
Funds are used to purchase 18-month CDs within an IRA. No setup or maintenance fees.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsNo minimum balance to earn APY. No monthly or annual maintenance fees | 2.27% | $342 |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-sav…ement-accounts-iras.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 6, 2026
Christmas Club
0.05%APY
Funds automatically released via check or deposited into a First Robinson Savings Bank account in early November. All interest forfeited for early withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompetitive interest on entire balance. No minimum balance to earn APY. No monthly service charge.Any balance | 0.05% | $5 | Competitive interest on entire balance. No minimum balance to earn APY. No monthly service charge. |
Sources (3)
- frsb.net/personal/personal-savings
- frsb.net/personal/personal-savings/christmas-club.html
- frsb.net/services-tools/tools/rates.html
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.