Bank · FDIC insured
Fowler State Bank
A $190.3M bank headquartered in Fowler, IN, with 3 branches in Indiana. Best rates: CDs 3.79% and savings 0.50% APY.
Fowler State Bank Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#8 of 11 in Lafayette, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Fowler State Bank
Fowler State Bank opened in 1931 backed by a group of local investors committed to serving their community.
Headquartered at its original location in Fowler, the bank operates branches serving Fowler, Kentland, and Williamsport.
It provides personal and business banking, agricultural and commercial lending, mortgage solutions, and trust services.
- Headquarters
- 300 E 5th St, Fowler, IN 47944
- FDIC certificate
- 1821 ↗
Branches
3 branches in Indiana
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Indiana
3 branches
Lafayette area · 2
- Fowler State BankMain office300 E 5th St, Fowler, IN 47944Directions
- Williamsport Branch510 State Road 28 E, Williamsport, IN 47993Directions
Chicago area · 1
- Kentland Branch607 E Lincoln St, Kentland, IN 47951Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.51% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $86 | $81 | — |
- CapitalLeverage ratio15.51%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$86Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Fowler State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.