Credit union · NCUA insured
Family Horizons Credit Union
A $93.8M credit union headquartered in Indianapolis, IN, with 8,972 members and 2 branches in Indiana. Best rates: CDs 3.60% and savings 0.50% APY.
Family Horizons Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#30 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Family Horizons Credit Union
Founded in 1954, Family Horizons Credit Union is an Indianapolis, Indiana-based financial institution.
The credit union operates two branch locations in the Indianapolis area, including Indianapolis and Greenfield.
- Headquarters
- 6665 E 21st St, Indianapolis, IN 46219
- NCUA charter
- 64942
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals are eligible to join if they live or work in Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion (except Center Township), Morgan, or Shelby County in Indiana.
Family and household
- Individuals are eligible for membership if a member of their immediate family is a member.
Branches
2 branches in Indiana
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Indiana
2 branches
- East Side OfficeMain office6665 E 21st St, Indianapolis, IN 46219Directions
- Greenfield Office216 W Muskegon Dr, Greenfield, IN 46140Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.07% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio11.07%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Family Horizons Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.