Bank · FDIC insured
Fowler State Bank Savings Rates
Fowler State Bank’s best savings rate is 0.50% APY on $10,000, with its Statement Savings. Rates checked October 15, 2026.
How Fowler State Bank’s savings rates compare
Compared with banks and credit unions near Lafayette, IN, where Fowler State Bank has the most branches. $10,000, best rate first.
This bank’s best
Fowler State Bank
0.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $50
Statement Savings
Top rate
Horizon Bank
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
Fowler State Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fowler State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.50%APY
$2.00 service charge if average monthly balance falls below $100.00; $1.00 excess withdrawal fee for each withdrawal in excess of six per calendar month; variable rate subject to change; quarterly compounding.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $99,999Interest compounded and credited quarterly; variable rate. · $100 to open | 0.50% | $100 | $50 | Interest compounded and credited quarterly; variable rate. |
| $100,000 – $999,999Interest compounded and credited quarterly; variable rate. · Unknown to open | 0.85% | Unknown | — | Interest compounded and credited quarterly; variable rate. |
| $1,000,000 and upInterest compounded and credited quarterly; variable rate. · Unknown to open | 1.00% | Unknown | — | Interest compounded and credited quarterly; variable rate. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Freedom Savings
0.50%APY
Must be less than 24 years of age to apply; no service charge or excess withdrawal fees; variable rate subject to change; quarterly compounding.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $99,999Interest compounded and credited quarterly; variable rate. · $5 to open | 0.50% | $5 | $50 | Interest compounded and credited quarterly; variable rate. |
| $100,000 – $999,999Interest compounded and credited quarterly; variable rate. · Unknown to open | 0.85% | Unknown | — | Interest compounded and credited quarterly; variable rate. |
| $1,000,000 and upInterest compounded and credited quarterly; variable rate. · Unknown to open | 1.00% | Unknown | — | Interest compounded and credited quarterly; variable rate. |
Sources (2)
All captured Oct 5, 2026
Healthcare Savings Account (HSA)
1.00%APY
Must have a qualified High Deductible Health Plan (HDHP); interest calculated on monthly average balance and paid monthly; variable rate subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Compounded monthly; variable rate. | 0.00% | — | Compounded monthly; variable rate. |
| $1,000 – $9,999Compounded monthly; variable rate. | 0.50% | — | Compounded monthly; variable rate. |
| $10,000 and upCompounded monthly; variable rate. | 1.00% | $100 | Compounded monthly; variable rate. |
Sources (2)
- fowlerstatebank.com/deposits/p…care-savings-account-hsa
- fowlerstatebank.com/deposits/personal/interest-rates
All captured Oct 5, 2026
Christmas Club
0.50%APY · 1 term
Club runs annually from October 1st through September 30th; deposits of any amount accepted; interest credited annually; variable rate subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsInterest credited annually; variable rate | 0.50% | $50 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.